Products October 7, 2008

Trust Builders Releases Distribution Strategy for Retirement Income

Trust Builders, Inc., provider of educational solutions for retirement planning, made available a distribution strategy utilizing tax management to extend retirement income.
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According to a press release, the Tax Wise Distribution Strategy maximizes the advantage of the tax basis of each individual account. It reduces taxes and helps a participant determine how to both distribute income in retirement and accumulate assets for the planned distribution, the company said.

The distribution method is based on a client’s marginal tax bracket, as well as on the client’s allocation between pre-tax (e.g. 401(k)) and after tax (e.g. Roth) monies.

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Trust Builders also offers a white paper detailing various distribution strategies and models and illustrating the Tax Wise Distribution Strategy. “Distribution and Accumulation Strategies for Retirement Planning” is available here.

The company said the strategy is available as part of the Gap Analysis tool in Trust Builders’ The Retirement Analysis Kit (TRAK). The firm works with broker/dealers, independent financial advisers, registered representatives, and registered investment advisers across.

More information is available at 503.831.1111 or www.tbinc.com.

Products October 7, 2008

Pension Dynamics Offers ASI Portfolio Forecaster to Participants

Advisor Software, Inc., announced that Pension Dynamics Corporation will make ASI Portfolio Forecaster available to 401(k) plan participants who are using the firm’s Web-based platform.
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According to a press release, ASI Portfolio Forecaster is a Web-based Monte Carlo simulator that performs 1,500 simulations of possible outcomes to model investment portfolios with user-defined cash flow goals and time horizons.

“ASI Portfolio Forecaster empowers investors to evaluate the risk of not meeting tomorrow’s retirement goals and cash flow needs,” said Neal Ringquist, president and COO of ASI, in the release. “The application will allow Pension Dynamics’ plan participants to model retirement goals in relation to different contribution and distribution levels. We are pleased to partner with Pension Dynamics to help retirement plan participants better understand their investment decisions.”

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Leveraging WySTAR Global Retirement Solutions’ recordkeeping platform, Pension Dynamics designs, installs and administers 401(k) plans for employers.

More information is available at www.pensiondynamics.com or 925.956.0505.

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