DC Plan Participant Trading Activity High in January
Even though trading was lighter in February, in both months DC plan participants favored fixed income investments.
Tag: Defined contribution
TDFs Affect Retirement Plan Participant Trading Activity
Aon Hewitt says 2015 was the lightest trading year on record for DC plans.
Income Groups Show Wild Variance in Retirement Savings
Retirement wealth has not grown fast enough to keep pace with an aging population and other changes.
Sponsors Too Focused on TDFs’ Short-Term Performance
When selecting a TDF, many retirement plan sponsors fail to look holistically at allocation and risk.
DC Participants Mostly Stayed the Course with Investing in 2015
However, levels of reallocation activity were slightly higher than the reallocation activity observed in the first three quarters of...
Biggest Employers Have Moved A Long Way on Retirement
The Fortune 500 listing is often thought of as a pillar of stability, but that description hardly fits the way the world's biggest companies have handled retirement benefits...
DOL Obtains $1.7M for Profit Sharing Plan
Officers of Alliance Home Healthcare illegally distributed assets of the company’s profit sharing plan, a DOL lawsuit claims.
President Obama’s Budget Docs Reveal Serious MEP Focus
The newly emerged text of President Obama’s 2017 budget proposal includes hundreds of millions of dollars in proposed funding over the next decade to encourage wider use of...
trendspotting
Trendspotting
A look at the latest concerns and actions among employees, and what they mean for advisers
Segal Charts the Multiemployer DC Plan Market
The firm says multiemployer DC plan trustees can benchmark their plans against Segal’s client database.
Americans Value Design, Utility of 401(k) Plans
Households oppose changing tax incentives for retirement saving, says an ICI survey.
Institutional Investors See First Losing Year Since Financial Crisis
2015 was the first calendar year since 2008 that institutional investors overall had a negative return.
IRS Provides Guidance About Mid-Year Safe Harbor Plan Changes
The guidance includes prohibited changes to a safe harbor retirement plan.
Tips and Next Steps After ‘Montanile’ Decision
ERISA expert discusses the significant implications of the Supreme Court’s decision in Montanile v. Board of Trustees, especially as it pertains to enforcing liens on retirement or health...
IRS Proposes Nondiscrimination Relief for Closed DBs
The proposed rule will help closed DB plans continue to satisfy minimum coverage and other testing requirements.
Oregon Senator Unveils 401(k) Alternative
A national, auto-enrolled retirement savings plan proposal is modeled on the government Thrift Savings Plan.
PIMCO Offers Suggestions for DC Plan Investing
“We recommend that plan sponsors consider these investment ‘ideas’ in the context of their overall plan objectives and constrains and under the advice of their investment consultant or...
Calculating Retirement Income May Need a Refresh
It may be time to revisit standard income replacement rates, says a research paper.
Some Boomers and Retirees Are Optimistic on Finances
More affluent Baby Boomers and current retirees say they have less trouble sticking to a long-term investment strategy to fund their golden years.