Search results for: volatility
TDFs Increase Retirement Confidence
Employees who invested in target-date funds were 13 percentage points more confident in reaching retirement goals than those who did not, according to Voya data.
More Than Half of Recent Retirees Report Regrets Over How They Saved for Retirement
Only 40% of Nationwide survey respondents said they were on track with their retirement budget and decumulation plan.
Market-Based Cash Balance Plans to Receive New Accounting Treatment
Under a recommendation approved by FASB, benefits will be valued by setting the discount rate equal to the assumed interest crediting rate.
Economic Unease Drains Retirement Savings
Gen Z workers were especially likely to dip into retirement savings, but three recently published studies revealed widespread lack of retirement confidence.
Guaranteed Income in Target-Date Portfolios Boosts Retirement Spending
Target-date portfolios with guaranteed income could effectively manage retirement risks, according to BlackRock and TIAA.
T. Rowe Price: Sharpen Focus on Diversifying Fixed Income
‘Any private asset allocation must earn its place in the portfolio,’ according to a firm retirement strategist.
Longevity Risk Requires Accurate Measurements, Adequate Solutions
Advisers can guide clients to find appropriate income options for a potentially lengthy retirement.
Product & Service Launches – 1/22/2026
TIAA launches multi-year guaranteed annuity; Franklin Templeton debuts emerging markets debt ETF; Trump Media announces separately managed accounts; and more.
Sponsored by Nationwide Retirement Solutions
Preparing Americans for a Dignified Retirement
The new president of Nationwide Retirement Solutions discusses his strategic vision and the role of advisers.
Sponsored by Nationwide Retirement Solutions
Higher Discount Rates, Reduced Liabilities Improve December Pension Funding
2025 ended on a high note after market volatility shook defined benefit plan finances during the first quarter.
Senator Elizabeth Warren Blasts Crypto in 401(k)s in Letter to SEC
The Massachusetts Democrat previously criticized adding private investments, such as digital assets, to retirement plans.
Emotionally Intelligent Advisers May Make Annuities More Appealing
Artificial intelligence analyzed metadata from 12,000 client meetings to determine how financial advisers’ behaviors influence client decisionmaking.
A New Year of Evolution for Alts in DC Plans
Industry experts say 2026 will be defined by policy momentum and plan sponsor caution over alternative assets in defined contribution plans.
Crossmark’s Doll Projects ‘High-Risk Bull Market’ in 2026
The US will remain a resilient economic growth engine, but the downside of the growth is upward pressure on inflation, according to market forecaster Bob Doll.
How Income Floors Save Retirees From Underspending
Underspending is a common habit among retirees, but a minimum income with additional guaranteed sources can help retirees overcome fear for their nest eggs.
Research Finds Slowdown in Spending During Retirement
Spending for the average retiree gradually declines by more than 30% between ages 60 and 85, according to a new J.P. Morgan report.
Vanguard Predicts AI-Centered Economy, Steady Inflation in 2026
The US is positioned for a modest 2.25% acceleration in economic growth and 2.6% core inflation, according to Vanguard’s 2026 economic outlook.
Employers Rank Health Care Cost Control as No. 1 Priority
The new top goal bumps talent attraction and retention down to third in an annual Brown & Brown study.
Private Markets for DC Plans: Evolution or Revolution?
Workers deserve diversified portfolios for their defined contribution plans, according to financial commentator Anne Lester, who identified adding private assets into 401(k) plans as a good first step.
Employees, Employers Disclose Major Gaps in Retirement Awareness
While plan sponsors overestimated participant preparedness, advisers can help ensure that those two groups are on the same page.