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Guaranteed Income Options for DC Plans
A study pinpoints guaranteed lifetime income options offered within defined contribution (DC) plans as an opportunity to address retirement security challenges.
EBRI Challenges Study About Plan Tax Incentives
A study that found tax incentives for retirement savings in Denmark had no impact on increasing total savings may not be relevant to the U.S.
Cerulli Finds Increased Interest in ESG Investing
Research from Cerulli Associates shows increased interest in environmental, social and governance (ESG) investing, and not just among nonprofit organizations.
IRS Updates Compliance Resolution System
The Internal Revenue Service (IRS) updated and expanded its Employee Plans Compliance Resolution System (EPCRS).
Making the In-Plan Guaranteed Income Decision
Plan design coupled with product design can result in better outcomes for retirement plan participants, said Stephen Bozeman, senior product strategist at BlackRock.
Employers Oppose Changing Retirement Tax
Curtailing the current tax treatment of retirement savings plan contributions will reduce employers’ willingness to sponsor plans and workers’ ability to save, a survey suggests.
Designing an Effective Retirement Program
There is a long-term cost for employers for not helping employees prepare for retirement, said Matt Iverson, director of Boulevard R.
Tax Incentives Show Little Effect on Saving
A study suggests factors other than tax subsidies for employer-sponsored retirement plans have a greater effect on increasing savings.
Reenrollment in QDIA Helps Diversification
Reenrollment in a QDIA can help improve plan diversification, according to a Vanguard research paper.
Institutional Market to Soar to $18T
The U.S. institutional market is projected to increase 36%, to $18 trillion, within the next five years.
CFP Board Chair to Step Down
Alan Goldfarb, chairman of the board for the Certified Financial Planner Board of Standards, resigned his post effective immediately.
Economic Woes Complicate Saving
Slow economic recovery and tax increases could create new problems for Baby Boomers saving for retirement.
Kodak to End Other Post-Employment Benefits
Kodak and its Official Committee of Retirees have agreed on a proposal to terminate retiree health care and survivor benefits, or other post-employment benefits (OPEB).
Looking to Branch Out? NFP Study Explores MDPs
Multidiscipline practices (MDP) offer benefits to advisers and their clients, but face some unique obstacles, according to a study by NFP Advisor Services Group.
MassMutual Releases Deferred Income Annuity
RetireEase Choice, a flexible premium deferred income annuity from MassMutual, was designed to guarantee a future income stream for financial security.
Lack of Records Shifts Burden of Proof to Plan Sponsor
A federal appellate court ruled that an employer’s failure to keep adequate records shifts the burden of proof to the employer that it does not owe contributions to...
Will DBs Make a Comeback?
A white paper contends defined benefit (DB) plans are positioned to make a comeback.
PANC 2012: Retirement Income – The Next Generation
Discussions about retirement income offer a chance to get plan sponsors and participants thinking about a holistic retirement solution, according to Ralph Ferraro, EVP, head of product development...
Manage Risk, Don’t Track Error
Research from Russell Investments provides a guide for managing volatility in institutional multi-asset portfolios.
Open Enrollment Experience Makes a Difference for Employees
A strong relationship still exists between an employee’s benefits enrollment experience and their perceived value of the benefits that their employer offers, a study found.