In Practice

Only 37% are confident they are on the right retirement savings track.

HSAs are gaining more acceptance as concerns about health care costs in retirement increase, and interestingly, they seem to be following a similar path as 401(k) plan growth.

The defined contribution retirement plan market saw an unprecedented number of lawsuits brought against plan sponsors and their providers in 2016, according to Cerulli Associates. 

Retirement reforms being implemented in the UK through 2018 represent an important testing ground for government-backed savings efforts. 

A new survey finds that as implementation of the DOL’s fiduciary rule approaches, more than half of advisers expect to increase investment in client service and compliance technology.

The vast majority of Millennials say they plan to work in retirement—while fewer than one in five of today’s retirees  have ever worked for pay after initially leaving...

Small business owners have embraced the strategy of offering a safe harbor 401(k) plan to simplify compliance with annual ADP/ACP and top heavy nondiscrimination testing. 

In 2016, the number of defined benefit plans with a funded status less than 80% increased to 28%, from 21% in 2015, according to a new survey by...

Institutional investors worldwide are expecting to make many asset allocation changes in the next one to two years, according to the new Fidelity Global Institutional Investor Survey. 

Advisers recommend an average of just 2.2 plan providers to prospective clients, a new report suggests. 

A majority of Millennials entering the workforce are enrolled in their employer’s plan and begin saving earlier in their career due to automatic enrollment, an analysis finds.

Data from Cerulli Associates shows a bright future for fee-based advisory arrangements—but individual advisory firms may struggle to maintain profitability. 

But people give themselves a “C” when it comes to actually being prepared to retire.

A new survey found that most independent financial advisers expect a strong economy for 2017 under President-elect Donald Trump, and a majority want him to repeal the DOL...

Affluent investors seek out advice from multiple providers because they are hesitant to trust a single source, a new analysis suggests. 

A new report by EBRI suggests that the Census Bureau’s estimates of steep declines in employer-sponsored retirement plan participation were misleading.

GAO also says requiring participants to be employed on the last day of the year to receive matching contributions also lowers potential retirement savings.

 

The minimum investment for these types of services is as low as $5,000.

CFP Board identifies this type of saver as confident about their retirement prospects.

The key to the increase in engagement seems to be automatic and mobile enrollment.