In Practice

Clients are demanding new approaches to investing and new ways to address fiduciary risks; advisers are finding ways to oblige them. 

The oldest segment of respondents is likelier to say they don’t make enough money to worry about financial planning.

Robo-advisers gained some traction in the DC industry this year, and many have come to see how the technology could work with, rather than against, traditional advisers.

However, concerns towards fiduciary risk decreased—with less than 11% of plans citing it as a top concern.

A wide-ranging economic analysis suggests the top 1% continues to earn vastly more in the markets than the average U.S. citizen; but the middle class is gaining ground...

More than 87% of respondents to a survey believe employer-sponsored student loan contribution programs are significant.

In light of heightened regulatory pressure, advisers are reevaluating portfolio management strategies to generate sufficient retirement income in a low-interest-rate and cost-sensitive environment.

Surveys show a majority of advisers believe they will continue to manage their clients’ money for multiple generations, even if they don't know the heirs. 

A GAO analysis finds the number of borrowers, especially older borrowers, who have experienced offsets of Social Security benefits to repay defaulted federal student loans has increased over...

A new study highlights the idea of financial independence in retirement and suggests retirees should turn to family for financial support as they age.

Both employers and employees remained committed to funding defined contribution plans during the year, which saw significant market swings and bouts of uncertainty. 

The Urban Institute has suggested policy proposal that could help Hispanics' retirement income prospects.

Few know the Employee Retirement Income Security Act (ERISA) as well as ERISA attorneys; at PLANADVISER, we’re lucky to rely on some of the best in the business...

And 87.6% of eligible employees have a balance in their plan.

How firm owners grow their business—with competitors’ help.

While there is some uncertainty about the specifics, digital advice clearly has an important role to play in the advising industry for the years and decades to come.

Data provided by Fidelity shows organic growth among RIA firms dropped again in 2015; yet there is reluctance to take on major change in terms of pricing and...

An ICI analysis suggests the share of retirees with private-sector pension income nearly doubled between 1975 and 2015.

Social Security, company funded plans, home equity, and inheritance are less frequently cited as sources of retirement income among workers.

A new survey by the PSCA also found that more than half of 403(b) plan sponsors expect to make no change in light of the fiduciary rule scheduled...