In Practice

Participants’ mood about their financial future has fallen off significantly during 2007 but sponsors can encourage participants to meet with advisers and construct or reconstruct a retirement savings...

With the so-called Merrill Lynch Rule a thing of the past, some advisers will need to clarify their role, though it's not likely to broadly impact the managed...

The Board of Directors of Certified Financial Planner Board of Standards Inc. (CFP Board) has revised the ethical standards for CFP professionals, requiring them to 'at all times...

About two-thirds (68%) of small business owners say they are now more concerned about their retirement security than they were last fall.

Individuals in the U.S. today may not be better off in terms of income as their father's generation, a recent study suggests.

Workers are twice as likely to look to personal research or the advice of family and friends as they are to rely on the services of a financial...

The U.S. defined benefit pension market is going to be hit with a massive shakeup that will see three-quarters of private-sector DB assets frozen or terminated in the...

Nearly half (42%) of plan sponsors do not have a relationship with a financial adviser.

The most common mistake made by consumers in the adviser selection process - accepting marketing information as accurate.

Clients want to know they are on their way to achieving life goals, not investment performance.

Although behavioral components are important, financial literacy and trust are critical variables in understanding 401(k) plan savings behavior.

Fear, regret, inertia, aggressiveness, and susceptibility can influence retirement investors to react to market uncertainty in ways that may not be in their best interest, according to a...

Nearly three-quarters of workers say they plan to continue working on a part-time basis after retirement; 21% say that part-time work will be a major source of retirement...

The Citi Smith Barney Working Wealth Investor Poll for May indicates a u-turn in affluent investors’ confidence.

Nearly two-thirds (62%) of micro-business owners say the cost of administering and contributing to a retirement plan is the biggest hurdle to offering them.

While many high-net-worth Americans vow to make financial planning decisions without the aid of an adviser, a growing number admit they’re relatively clueless about investing.

Despite the fact that the majority of high-net-worth individuals say they are extremely secure with their long-term wealth, their primary financial concern is their retirement security.

Daughters are more than twice as likely as their mothers to enter retirement steeped in debt of $25,000 or more and be forced to work far longer than...

Despite all the recent attention to, and discussions about, phased retirement for Baby Boomers, a new study indicates some employers aren’t jumping for joy about the prospect of...

Every adviser needs to think about what they are known for and what they would like to be known for.