In Practice

Conscientious and generally responsible Americans save more for retirement than others, according to researchers at the University of Michigan Retirement Research Center.

The Principal Financial Group found that plans who start auto-enrollment at a 3% deferral rate have a lower average deferral rate than plans without an automatic enrollment feature.

Bank of America Merrill Lynch’s Retirement & Benefit Plan Services quarterly report on plan participant contribution activities found many plan sponsors are using a combination of automated and...

The fifth annual MullinTBG-PLANSPONSOR Executive Benefits Survey shows companies are using  nonqualified deferred compensation plans (NQDCPs) as a valuable tool for restoring weakened retirement savings.

A cash balance plan consultant says that cash balance programs are the fastest growing sector of the retirement plan market.

Research from the Transamerica Center for Retirement Studies found many workers are planning to work past - or through - their retirement years.

A UBS Survey found that a large majority of equity compensation participants feel strongly that a comprehensive understanding of their plan will help them reach a secure retirement....

Financial research firm, kasina, asserts that financial services companies who interact with customers online have a winning social media strategy.  

The Financial Research Corporation (FRC) found that net flows into 529 college savings plans have increased by 75% over the past two years.

Eighty-six percent of employees surveyed by Financial Finesse said they have at least some financial stress.

Less than half of affluent investors are completely satisfied with their current employer-sponsored retirement plan provider, according to a new report released by Cogent Research.

Fidelity Investments announced two records set among Fidelity-administered 401(k) plans.

 The share of defined contribution plan participants that stopped making contributions in 2010 was significantly lower than the share that stopped contributing in 2009.

A recent working paper published by the National Bureau of Economic Research critically analyzes previous attempts to explain conversions of government pension provision systems, or social security systems,...

The majority (54%) of pre-retiree households that have a professional financial adviser feel confident they will be able to live the retirement lifestyle they choose, according to research...

A Sun Life Financial survey suggests that over nine in ten American workers either have no idea what their health care costs are likely to be in retirement,...

Having a goal for retirement savings can cause participants to be more engaged in actively planning for their retirement, according to a survey from Diversified’s Retirement Research Council.

Women’s confidence in their ability to plan for retirement has reached a three-year high, with 69% of women rating their confidence level as good or very good, according...

Research from Strategic Insight, an Asset International company, found that 20 of the top 25 fastest growing fund firms had less than $5 billion in stock and bond...

Though employees are expected to take on more decision-making and financial responsibility for their employee benefits, employee education and communications have become a much lower priority for employers.