In Practice

There was a 28% increase in the number of participants taking loans from their 401(k)s, according to an analysis of Wells Fargo-administered plans.

Published reports indicate President Obama’s 2014 budget proposal will include a cap on retirement savings.

Baby Boomers close to retirement prefer protection of their retirement savings over a risky return, a survey by Allianz Life Insurance Company of North America found.

When making a decision about plan assets, nearly half of retirees and pre-retirees (41%) consult a financial adviser, research found.

With the right combination of plan design and automated program features, retirement plan effectiveness can often be improved within reasonable budget levels, a paper asserts.

Though a worthy idea, the target-date (TD) fund concept appears to have been implemented hastily and poorly, a paper asserts.

The Government Accountability Office (GAO) has recommended regulators take certain steps to make plan-to-plan rollovers easier for defined contribution (DC) participants.

Baby Boomers’ confidence in doing a good job preparing financially for retirement has declined.

Retirees who have a positive relationship with their plan provider are more likely to keep their assets with that provider, a study found.

Almost half of employees in Maryland (49%) do not participate in an employer-sponsored retirement plan, a report found.

It is increasingly being used as a business tool, but users can run into compliance issues on social media when they tweet or post an update.

Employees want to understand their benefits better and employers could improve their benefits communications, a survey suggests.

Retirement benefit decisions can no longer be made without factoring in health care, according to a source at Manning & Napier.

More American workers are planning for their retirement, according to the latest Financial Well-Being Index from The Principal.

Europe, sequestration, interest rates and that evergreen—government spending—are all part of the landscape dimming advisers’ enthusiasm for the economic outlook, a survey found.

Middle-class Americans need professional financial advice, but many do not think they can afford it, a NestWise source says.

Following the financial crisis, 56% of investors now believe it is entirely their responsibility to prepare for retirement, a Fidelity Investments survey finds.

New research shows providing employees with retirement income projections may lead them to save more.

Five percent of Section 401(k) plans include an automatic contribution arrangement (ACA), according to the Internal Revenue Service (IRS) 401(k) Compliance Questionnaire. 

Americans are taking on more risk than they would prefer, according to a study by Northwestern Mutual.