HSA Withdrawals Increased by 13% in 2024
Benefits provider Lively found its customers spent an average of 80% of their health care account assets in 2024, reflecting...
Data & Research
Recent Tax Bill Will Have ‘Material Effects’ On Social Security’s Financial Status
President Donald Trump’s key tax and spending legislation will result in a net increase of $168.6 billion in Social Security...
Retirement Readiness Holds Steady as Warning Signs Grow
The second version of IRALogix’s index showed stability on the surface, but deeper issues in planning and confidence point to...
Younger Investors Flock to Alts, While Older Investors Remain Cautious
There is a generational divide when it comes to what older and younger Americans are choosing for their investments.
Humans, Not AI, Trusted by Participants With Financial Tasks
Nearly half of respondents in a Northwestern Mutual survey preferred financial advisers who understood and used artificial intelligence, but most...
Most Older Workers Rethinking Retirement Amid Rising Financial Anxiety
Surveys from F&G and Equitable reveal that inflation, economic uncertainty and a lack of financial guidance are prompting many pre-retirees...
US Households With $5M to $10M Prefer Multi-Firm Approach
These households, which have increased in the last two years, also reported feeling ‘very experienced’ at investing.
Cuts to Social Security Administration Closes NBER Retirement and Disability Research Center
The cuts will affect retirement research at several institutions, including: the University of Wisconsin-Madison, Boston College, the National Bureau of...
Independent RIAs to Increase by 12% by 2028
Over the next three years, independent registered investment advisers will be the fastest-growing portion of the advisory landscape, according to...
Older Investors Can Benefit From Personalized Retirement, Investment Solutions
A study from T. Rowe Price, in conjunction with MIT and Stanford, found that investors older than 50 have diverse...
Global Defined Contribution Organizations Consider Retirement Income Top Issue
A report said few DC systems are currently equipped to deliver income through the decumulation phase in a “standardized or...
Participants Are Less Optimistic About Reaching Savings Goals, Schwab Survey Finds
More than half (57%) of participants surveyed considered inflation a top obstacle to achieving a comfortable retirement.
Retirement Health Care Costs Up 4% From Last Year’s Estimate, Fidelity Report Finds
The report found that the increase is consistent with a “general upward trajectory of projected health-related expenses” for retirees.
Matching a Wealth Platform to a Firm’s Business Model
The CEO of the Oasis Group cautions against being swayed by flashy features
RIAs Held Nearly $4T in ETF Assets in 2024
Registered investment advisers held nearly half of all active ETF assets and almost 40% of total ETF assets last year,...
Workers Say They Need $1.28 Million Saved For a Comfortable Retirement, Worry About “Sizable” Savings Shortfall
Many workers reported a substantial gap in their savings and have concerns about outliving their retirement assets
Morningstar Finds Managed Accounts Help ‘Off-Track’ Participants Most
Making the case for managed accounts, the firm reported its service increased participants’ saving rates, especially among those who were...
DCALTA Paper Provides Support to Fiduciaries in Use of Private Market Investments
The paper introduces principles based on five core areas: fiduciary process, value for money, asset class distinctions, operations and participant...
Bracing Investments for Financial Blows
Investors can better prepare for financial blows by limiting their exposure to equity, by considering risk—and by making more in...
EBRI Discusses Retirement Risks From Not Addressing Long-Term Care
Employees’ perceptions of long-term care needs, knowledge and accessibility of long-term services and supports influence their financial readiness in retirement.