Auto-Features Offer Advantages for Plan Participants, Employers
Employers may hesitate to add automated features to retirement plans due to costs, but Principal and other experts warn that...
Data & Research
75% of Early Retirees Have Savings Regrets
More than half of surveyed retirees stopped working sooner than they had planned—at an average age of 56, according to...
Advisers Close ‘Wild Ride’ Year Bullish on US Markets
More than half of financial advisers surveyed by Interactive Brokers this fall said they were bullish about US markets—a 65%...
Debt Increases in Q3 for 27% of Consumers Carrying Balances
More than half of surveyed consumers said their credit card balances covered essential expenses, according to the Achieve Center for...
Corporate Pension Funding Marks 7 Months of Momentum
Higher price-to-earnings ratios and discount rates that remain greater than 5% suggest the hot streak may be easing, according to...
As Adults Age, Gender Gap in Financial Literacy Becomes More Problematic
Understanding how financial literacy changes as men and women age is important for improving educational interventions and protective measures, according...
Do Retirement Portfolios Need ‘Protected’ Income?
Acquiring annuities and delaying Social Security claims are important steps in goal-based retirement planning, according to a new white paper.
4 in 10 Eligible Small Business Employees Not Part of Company Retirement Plan
Transportation and warehousing have the lowest rate of plan participation among all sectors—just 45%.
How DC Plans Can Close the ‘Guarantee Gap’
The annuity provider TIAA studies how defined contribution plans can add guaranteed income options.
How ESAs Benefit Employees, Employers
Studies find that emergency savings accounts boost financial wellness and help employees feel ‘more positive’ about employers’ benefits.
Succession Remains Major Hurdle for Private Business Owners
While many prioritize growth, a Brown Brothers Harriman survey also found that most still overlook planning for leadership and wealth...
Employees Trust Advisers More When Provided by Employers
According to an NFP report, employees ‘don’t want to be pitched’ and want ‘relatable’ advice.
Almost All Organizations Hit by Digital Attacks Believe It Was Preventable
A survey found that 92% of security decisionmakers who came under cyberattack in the last year believe that better security...
Distribution Flexibility Helps Retirees Preserve Assets, per Vanguard
New research found participants with flexibility were 35% more likely to remain in-plan three years after retirement and held larger...
Women Redefine Wellness Through Frugality, Planning
Fidelity Investments research reveals women are prioritizing long-term financial security and disciplined money habits amid ongoing economic uncertainty.
Charles Schwab Traders Stay Bullish, but Anticipate Stagflation
Most surveyed traders said the market will have a strong fourth quarter, but long-term economic concerns are mounting.
Going Beyond DC Plans’ Defaults
While target-date funds have age-appropriate levels of risk, they do not consider unique life circumstances or participants’ diverse levels of...
How Small Business Owners Benefit from Financial Advisers’ Help
Small business owners who work with a financial professional expect to retire seven years earlier, according to an Equitable and...
Young Adults Defining ‘Success’ by Flexibility and Autonomy, Not Corporate Ladder
A Citizens Financial Group survey found that most young adult respondents prioritized financial independence and fulfillment, rather than wealth.
Small Business Plans Have Growing Assets, Lagging Participation
More than 40% of eligible small business employees do not participate in their retirement plans, according to a study by...