Data & Research

Advisers and plan participants can learn from the experiences of current retirees.

Households relying on Social Security benefits to cover health care costs should expect medical bills to consume 61% of their Social Security payments by 2027.  

 Forty-nine percent of Americans say they are not contributing to a retirement plan, according to a survey from LIMRA.     

 Two groups of participants—women and Gen Y members—are increasing their savings in defined contribution plans, according to MassMutual Retirement Services.   

Despite efforts by employers to educate workers on their 401(k) offering, most workers are not taking full advantage of their plans.

 Service members who work with an adviser cited financial know-how and moral fiber as the top attributes they look for, a survey found.   

More than half of high-net-worth Americans (59%) lack confidence in their advisers’ ability to help manage health care costs in retirement.

A research paper from Russell Investments explores the impact of adding "real assets" to a defined contribution (DC) plan menu.

U.S. workers and their employers have different views about whether employees will have to work for income in retirement.

A report from Financial Finesse detailing employee communications received online and to its call center shows increased concern about retirement preparedness.

Women have distinct challenges and special needs when planning for retirement.

A majority of advisers (93%) surveyed said they felt the need for more education on retirement income planning.  

Among benefits most directly related to economic security, employers with 50 or more employees are most likely (96%) to offer 401(k) or 403(b) retirement plans.

Most advisers who offer retirement income services said they had adjusted their business to do more retirement income planning over the past year, a study found.  

The Merrill Edge semi-annual survey of mass affluent investors, especially younger ones, shows belt-tightening amid heightened financial anxiety.  

Study finds high-net-worth investors confident in advisers, who are also "bullish" about market.  

Americans appear to be unprepared financially to live into their 70s, 80s and 90s, according to Northwestern Mutual’s Longevity & Preparedness Study.

Between 2005 and 2009, the rate of poverty among American seniors rose as they aged.

More than three-quarters of middle-income Americans (76%) between the ages of 50 and 69 say they are sticking with their jobs because they want to.

The U.S. Government Accountability Office (GAO) has concluded that defined contribution retirement plan approaches in other countries may be beneficial to the U.S.