Data & Research

Both Boomers and Gen X use their credit cards liberally, but Gen X is carrying substantially higher balances.

A majority of middle-income Boomers say there are inadequate job opportunities for retirees.

A paper explores whether higher limits on 401(k) plan contributions encourage people to save more.

Overall, nearly one-quarter of employees feel “high” or “overwhelming” financial stress.

A typical 60/40 equities/fixed income portfolio may no longer fit the bill, OppenheimerFunds says.

Given the tremendous health care costs people will face in retirement, HSAs can be a significant tool.

The majority of Americans think adult children should aid their aging parents financially, a survey finds.

Job-seekers nearing retirement age face employment barriers.

Logic would dictate that retirees would shift their retirement savings to annuity products, but this has yet to happen, a research paper says.

Workers are still mainly unaware of the long-term tax-free growth health savings accounts (HSAs) can generate.

More than half do not think their performance figures are completely accurate.

According to Chatham Partners, plan providers may be at risk of losing their clients.

While 81% of respondents to a survey feel optimistic about their financial futures, only one in five feel “very prepared” for retirement.

Methodology evolution will more closely link to quantitative metrics.

Fewer than 10,000 of Vanguard’s 3.6 million participants use the brokerage option.

The majority of registered investment advisers believe their businesses will grow at a faster rate than the market.

Being considered a top state to retire in is desirable for any number of reasons—but only one state gets to brag about being No. 1.

Financial constraints are also causing many to delay a wide number of major life events.

They want safety from market volatility, and they don’t think Social Security will be there for them.

Only 36% of advisers provide guidance on Social Security, Senior Market Sales says.