Some Boomers and Retirees Are Optimistic on Finances
More affluent Baby Boomers and current retirees say they have less trouble sticking to a long-term investment strategy to fund their golden years.
Data & Research
Many in the Workplace Face Daily Money Worries
It is an important fact for retirement specialist advisers to keep in mind as they find and serve new clients—almost everyone feels stressed about money and finances during...
Health Care Costs Higher for Older, Single Households
Couples have the advantage of relying on each other in the face of medical challenges.
DC Plan Stats Show Effect of PPA
The Pension Protection Act ranked as a top influence on defined contribution plan management in a recent survey.
Advisers Boost Retirement Preparedness
Seventy percent of those working with an adviser are on track or even ahead.
Retirement Plan Access Varies Widely by State
There are additional variations based on industry, gender, age and other demographics.
Participation Rates Give Incomplete Picture
Leaning too heavily on participation statistics alone may mask a sub-optimal education program.
Savings Rates in Retirement Plans Have Increased
Loans are on the decline, PSCA says.
He Said, She Said in Financial Decisions
Women more often take an equitable view of financial decisionmaking than men.
Most Americans Rely on Their Spouse for Retirement Advice
The next most common resource is their financial adviser, a John Hancock survey finds.
The Stable Value Conundrum
Why do so few DC plans offer stable value funds on the investment menu?
Individuals Want Help with Current Financial Challenges
A long-term financial plan must take into account financial bumps along the way.
Percentage Able to Afford Essentials in Retirement Rises
Forty-five percent can meet these expenses, up from 38% two years ago, Fidelity says.
A New Look at Social Security Income Replacement Rates
A new analysis suggests new numbers for pre-retirement income replacement from Social Security benefits.
Retiring Later Could Hinge on Socioeconomic Factors
People may be living longer and planning to work more years, but that may not hold true for all workers.
Private Sector Could See Public Retirement Plan
A public retirement plan that would expand access to workplace savings for private-sector workers is viable, a Connecticut study says.
Fiduciary Rule Will Impact $3T of Assets, Morningstar Says
The research company says it will cost the industry at least $2.4 billion a year to comply with the rule.
PPA Vision of More Informed Investors Has Progressed
A large Vanguard survey of workplace retirement investors finds more than ever have a decent understanding of their investments—especially when it comes to TDFs.
It Is Time to Consider a New Retirement Age
An analysis finds the standard retirement age needs to be bumped up more than a few years to prevent the total loss of government-provided retirement income.
Waiting on an In-Plan Income Safe Harbor
Defined contribution retirement plan sponsors remain cautious and curious about structured withdrawal products.