Ric Edelman Expects Living Past Age 100 to Force Major Savings Mindset Change
The expert suggested reevaluating the 60/40 portfolio and investing in exponential technology.
Columnists
The DOL’s Fiduciary Race Ahead of 2021
There is precious little time remaining for the proposal and adoption of any new advisory industry conflict of interest rules that the DOL hopes to make effective during...
SEC Issues FAQs About Share Class Selection Disclosure Initiative
If an adviser reduced their fee due to the receipt of 12b-1 fees, the SEC might not ask for any disgorgement; for instance, the SEC says, if an...
Don’t Run Out of Money, Have a Retirement Income Plan
In a guest article written for PLANADVISER, Thomas Dodd, executive director of Pavilion Advisory Group Inc., compares and contrasts common retirement income strategies—including the pros and cons of...
Three Things Bond Fund Managers Say That Set Off Our Alarms
"In our experience, the way bond managers speak provides insight into their true thinking, underlying skills and biases," write Brett Wander and Jake Gilliam, two investing team leaders...
Ways and Means Democrat Introduces Long-Shot Bill Expanding MEPs
Almost any bill floated by a Democrat is going to be a long shot in the current political environment, but proposals submitted by Representative Richard Neal, ranking member...
Open Architecture vs. All-Proprietary Target-Date Funds
The diversity of investment options available for today’s 401(k) plans can be overwhelming, so it is important for employers to understand the nuts and bolts of the investments...
Considerations Before Investing in Socially Responsible Funds
Societal concerns are gaining more attention, and with that visibility, more companies and 401(k) participants are looking to invest their money in a cause they believe in.
Context—Knowledge—Belief
One of my fondest memories as a kid, and I remember it like it was yesterday, is lying next to my brother in the back of my dad’s...
Baby Boomers Need to Consider a Multi-Asset Approach
With the coming wave of retiring Baby Boomers, we’re reminded that investor demand for income will remain strong.
Staying Flexible: American Football and the Future of Employee Benefits
For four decades, the Employee Retirement Income Security Act of 1974 (ERISA) has provided a durable federal framework for employers that sponsor health and retirement benefit plans for...
Industry Leaders Share Thoughts About ERISA
Forty years ago on September 2, in response to failing companies resulting in workers losing pensions, sweeping legislation designed to protect workers from losing their earned retirement income...
Target-Date Funds Decoded
Target-date funds (TDFs) have been the fastest growing area of the mutual fund industry over the last decade.
Healing Powers for Sick 401(k) Retirement Plans
Participation can be greatly improved through auto features.