Almost any bill floated by a Democrat is going to be a long shot in the current political environment, but proposals submitted by Representative Richard Neal, ranking member of the House Ways and Means Committee, enjoy broad support among the investment business and lobbying community.
The diversity of investment options available for today’s 401(k) plans can be overwhelming, so it is important for employers to understand the nuts and bolts of the investments they’re choosing.
Societal concerns are gaining more attention, and with that visibility, more companies and 401(k) participants are looking to invest their money in a cause they believe in.
One of my fondest memories as a kid, and I remember it like it was yesterday, is lying next to my brother in the back of my dad’s Rambler station wagon.
Promoting employees’ health and wealth helps the bottom line.
With the coming wave of retiring Baby Boomers, we’re reminded that investor demand for income will remain strong.
For four decades, the Employee Retirement Income Security Act of 1974 (ERISA) has provided a durable federal framework for employers that sponsor health and retirement benefit plans for workers.
Forty years ago on September 2, in response to failing companies resulting in workers losing pensions, sweeping legislation designed to protect workers from losing their earned retirement income was signed into law.
Target-date funds (TDFs) have been the fastest growing area of the mutual fund industry over the last decade.
Participation can be greatly improved through auto features.
Successful financial advisers who work primarily with employer-sponsored retirement plans, also known as specialist advisers, guide plan sponsors through the sometimes-complicated landscape of managing their company retirement plan.
Want to see industry insiders instantly divide? Ask if a retirement plan adviser can assist participants in rolling assets out of the plan and into an IRA.
Many plan sponsors find some of their employees cannot take full advantage of 401(k) plans because of failed ADP tests.
The world of social media is constantly evolving, and to successfully market yourself to plan sponsors using social media, you must evolve with it.
Technology can replicate the value of a good assistant.
When I was a youngster many years ago, my mother taught me to look both ways before crossing the street. I was precocious and told my mother that on a one-way street, I only had to look one way.
Today, the retirement plan industry is placing greater emphasis on getting participants to and through retirement successfully.
How much do you really know about successful networking at events?
Prediction: Multiple employer plans (MEPs) will grow faster than nearly any other segment of the retirement industry over the next ten years.
Philosopher and poet George Santayana said, “Those who do not remember history are condemned to repeat it” – a statement especially helpful for retirement plan advisers who look to better a client’s qualified retirement plan and participants’ retirement readiness.