Client Service

Client Service

August 27th, 2018

Advisers Should Consider Unpredictable Retirement Age in Client Retirement Planning

Morningstar suggests individuals and their advisers should focus on strategies that can maximize retirement savings, regardless of planned retirement age.

Client Service

August 21st, 2018

The Math Behind the 15% Recommended Savings Rate

Retirement plan providers have done their research to come up with their recommended savings rate of 15% of income for individuals.

Client Service

August 20th, 2018

Millennials Open to Investment Advice and Help Planning for Retirement

Asked what they look for in an adviser, Millennials say experience, followed by someone with similar demographic qualities as themselves.

Client Service

August 16th, 2018

Participant Survey Reveals Financial Wellness Priorities

Plan participants in the 50 and up age group are thinking about the transition to retirement because it is on the horizon, while the younger age groups are...

Client Service

August 16th, 2018

Retirement Income Solutions and Strategic Withdrawals

Thomas Dodd, executive director of Pavilion Advisory Group, speaks to the importance of implementing a strategic withdrawal plan once retirees initiate distributions of DC plan assets.

Client Service

August 15th, 2018

Health Care Unknowns Have Always Vexed Retirement Planners

A new “Cost of Long-Term Care” analysis published by Moll Law Group underscores the fundamental difficulty of planning for the health care unknowns faced by all retirement savers.

Client Service

August 9th, 2018

Debt Needs to Be Addressed in Financial Wellness Programs

A Fidelity survey has found a link between employee debt and productivity and health issues.

Client Service

August 8th, 2018

Retirement Planning Needs to Include Discussions About Health Care Costs

Nearly two-thirds of advisers say their clients expect advice on health care costs in retirement, and 34% say their clients would likely leave them if they didn't help...

Client Service

August 7th, 2018

Financial Wellness Offerings a Value-Added Service for DC Plan Clients

Adding education about managing debt to advisers’ offerings will increase their competitiveness as well as the effectiveness of clients’ DC plans, LIMRA SRI says.

Client Service

July 23rd, 2018

Retirement Readiness Is Possible for Caregivers, But It’s Tough

It’s not hard to imagine why caregivers deprioritize their retirement savings; harder to figure out is how to support caregivers as they work to build their own financial...

Client Service

July 20th, 2018

Addressing Plan Leakage with Sidecar Accounts

Bipartisan legislation has been introduced in the Senate to address retirement plan leakage; among the opportunities being discussed by industry stakeholders is the use of “sidecar” emergency savings...

Client Service

July 20th, 2018

Tips for Engaging Participants in Overall Wellness Programs

“We need to think about benefits in the way employees view them,” Benz Communications’s Engagement Strategist Megan Yost said during a webcast.

Client Service

July 5th, 2018

Helping Employers Sort HSA Facts from Fictions

The health care plan and the health savings account are not the same thing; while the employer has some administrative responsibilities, the HSA belongs wholly to the employee...

Client Service

June 29th, 2018

HSAs Need to Offer Equities, Multi-Assets and Fixed Income, Devenir Says

It would also be good for them to include emerging markets equities, target-date funds, alternatives, international bonds and specialty bonds.

Client Service

June 29th, 2018

Participants Speak Clearly About Need for DC Account Income Planning

A new report published by Cerulli Associates draws out participant perspectives on the topic of DC plan decumulation, revealing that many of those leaving the work force feel...

Client Service

June 29th, 2018

Reaching New Markets: Cash Balance Strategic Plan Terminations

“What actually is a strategic plan termination?” This is a question Dan Kravitz hears quite a lot from both defined benefit plan sponsors and retirement specialist advisers.

Client Service

June 25th, 2018

Tax Law Prompts DB Plans to Boost Funding

They have until mid-September to deduct pension plan contributions at the rate of 35%; after that, the lower 21% rate kicks in.

Client Service

June 19th, 2018

Considerations for Helping Terminating and Retiring Participants

“If a plan sponsor can invest in an adviser or other person to provide direction for terminating or retiring employees, that would be extremely helpful,” Terry Dunne, from...

Client Service

June 18th, 2018

Showing Clients How to Help Participants Maximize Savings

Sources at the 2018 PLANSPONSOR National Conference discussed financial wellness, choosing between Roth and pre-tax savings and saving for long-term health care expenses.

Client Service

June 18th, 2018

Creative Funding Strategies DB Clients Should Consider

Borrowing to fund and making in-kind contributions were just a couple of the strategies Robin M. Solomon, a partner at Ivins, Phillips & Barker, shared with attendees of...

Events Spotlight

2026 Retirement Plan Adviser of the Year Awards

Nomination Period Open
PLANADVISER is asking for your help in identifying the best retirement plan advisers in the country. The deadline for nominations is January 9, 2026.

Industry Intelligence

THOUGHT LEADERSHIP

Cracking the Retirement Code: Income Replacement Rates

Will future retirees have enough income to maintain their pre-retirement standard of living? A retirement plan without an income replacement plan is just a savings account, which could fall short of participants’ needs in retirement.

Sponsored by American Century Investments

THOUGHT LEADERSHIP

Retirement at a Glance

Stay up to date on capital markets and the retirement industry with our quick insights and information.

Sponsored by MFS Investment Management