Greater Degree of Password Protection in the Works

 

How overwhelmed are you by too many passwords? Creating passwords with ever-higher standards of authentication?

 

 

Relief could be on the way from the Defense Advanced Research Projects Agency (DARPA), which says the current method of authenticating access to a site requires people to do something inherently unnatural for most: create, remember and manage long passwords.

And are those passwords really doing what they’re supposed to do? DARPA points out that as long as a computer session remains active, typical systems have no mechanism to ensure that the user originally authenticated as the valid user is the one still in control of the keyboard. (Some sites log off a user automatically if the session goes idle.) Or someone might gain access to someone else’s password and use it to log onto a site.

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DARPA’s Active Authentication program aims to address this by developing novel ways to validate identity that focus on the unique aspects of the individual through the use of software-based biometrics—the behavioral traits that can be observed through the way we interact with the world. Just as when you touch something with your finger, you leave behind a fingerprint, when you interact with technology, you also do so in a way that is unique to you, DARPA says. You create patterns based on the way your mind processes information, leaving behind a so- called cognitive fingerprint.

 

This may sound impossible, but a computer science professor at Pace University, Charles C. Tappert, has collected keystroke data patterns from hundreds of test subjects, and claims his system can correctly identify users an average of 99.3% of the time. His system requires a large sample from each user to work, however, and DARPA wants a system that would immediately authenticate, as well as detect a change in user.

The first phase will focus on biometrics that do not require additional hardware sensors. The focus will be on biometrics that can be captured through technology we already use looking for evidence of this cognitive fingerprint. These could include how a user handles the mouse and crafts written language in an e-mail or document. 

Later phases will aim for a solution that works on a typical desktop or laptop computer. 

The goal is ongoing user identification and authentication that feels natural to the user during a computer session. The authentication platform will be developed with open Application Programming Interfaces (APIs) to allow future integration of other software or hardware biometrics from other sources when they become available.

 

LPL and Retirement Benefits Group Add Five Advisers

Matthew Haerr, Christine Soscia, Amir Arbabi, Peter Littlejohn and William Brown were hired as retirement plan consultants by LPL Financial LLC and Retirement Benefits Group.

 

 

The advisers will provide retirement guidance to institutional clients in plan design assistance, compliance updates and investment due diligence, as well as participant communication and education. 

Haerr has more than 20 years of advisory experience. He has worked with company-sponsored retirement plans, family and personal wealth management, and personal retirement planning, helping to develop strategies for 401(k), profit sharing and pension plans.

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Soscia has been in financial services for more than 15 years. She has helped design, audit and implement employee benefit programs. Soscia also has experience in strategic tax planning, wealth management, business planning, estate planning and succession planning. Soscia was among the first to graduate from the 401(k) Coach program in 2004. In 2006, she purchased a third-party administrative firm and managed more than 160 plans. She has made appearances on CNBC and Fox Business. Soscia holds Series 63, 7, 24, and 66 registrations with LPL Financial, and Life and Health licenses, and is a founding member of the Professional Business Advisor group in Las Vegas.

Arbabi assists with plan design, fiduciary oversight and investment due diligence. He has expertise in wealth and investment management. He has previously held positions at Merrill Lynch and Morgan Stanley Smith Barney.

Littlejohn joined the Retirement Benefits Group as the practice leader in Akron, Ohio. He has more than 27 years of experience, most recently at Highmark Capital Management in San Francisco, where he led the DCIO advisory business beginning in 2009. Earlier he led retirement businesses at Ivy Funds, Wells Fargo, Strong Capital Management, and Cigna Retirement and Investment Services, where he was responsible for sales, marketing, client service and strategic development.

Brown joined the Retirement Benefits Group in the Idaho Falls, Idaho, office and was previously with Morgan Stanley Smith Barney.

 

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