In Practice

A study suggests progress on a variety of personal financial goals appears to have taken a negative turn in the past two years, including saving enough for retirement.

“Regulatory pressure increases the appeal of independence and the need to shift the active versus passive conversation,” according to a new report from Cerulli Associates. 

Although the Great Recession is a thing of the past, Baby Boomers are still struggling to stay afloat financially and many have stopped investing for their future.

Large employers are driving the demand for the emerging well-being solutions, such as financial wellness, a survey finds.

There is a common notion that workers prefer the safety of defined benefit plans—but research shows the flexibility and control offered by DC accounts are also highly valued. 

Defining exactly what it means to be “satisfied” with retirement is a difficult matter, complicating the effort to assess the real impact of the global shift from DB...

Despite saying they could do more to save for a longer retirement, about 92% of respondents to a T. Rowe Price survey feel their ideal retirement is very...

Spending is much less in the South, EBRI finds.

More than half of all investors say the administration will likely benefit their retirement portfolios.

They are forgoing frills to raise their children and save for retirement.

However, the motivation for moving outside assets or DC plan assets to the provider varies, so recordkeepers should tailor their communications to different groups.

Getting healthier, working longer, and reducing support for adult children were some of the many adjustments Americans said they were willing to make to address their retirement insecurity.

A new Cogent Reports analysis explores the strong difference of opinion about the DOL fiduciary rule visible across different advisory market segments. 

Women’s two top financial worries are running out of money in retirement and managing the rising costs of health insurance, and 30% of women have turned to a...

Six months after a re-enrollment, 94% of participants and 74% of plan assets were in TDFs, while one year later, 92% of participants and 81% of plan assets...

With expected lower returns and increasing longevity, research suggests adviser need to adjust their assumptions or planning software to present participants with more realistic goals.

An EBRI analysis examines reasons why demand for immediate annuities among retirees and near-retirees remains low. 

Less than a quarter know the basics about finances.

The latest results of the Fidelity Advisor Investment Pulse survey show advisers continue to focus on implementation of new fiduciary controls across different elements of their practices.

“About 45% of households believe the financial advice they receive is free, or they are unsure whether they pay for financial advice, but there are several forces driving...