In Practice

The study finds most people do not consider tax implications before deciding whether to defer into retirement plans' pre-tax or Roth accounts.

Nearly one-third of adults are “panicked” or “very worried” about it.

But, as the ranks of advisers nearing retirement grows, there is a need for formal succession plans, TD Ameritrade says.

With the equity markets riding high, more advisers are contemplating how to secure downside protection for their clients’ portfolios. 

The average employer contribution to staff retirement accounts is 6.6% of pay in companies with both Cash Balance and 401(k) plans, versus 3.7% of pay in firms with...

While four out of five employers say they support employees working past age 65, they also understand that an aging workforce has its drawbacks. 

Only 37% think they will have a satisfying retirement.

Fidelity’s second-quarter 2017 401(k) plan analysis shows record balances tied to strong performance in the stock market.

With less than generous government retirement income provisions, Americans can benefit from effective advice about managing finances in order to contribute more to retirement savings plans.

Most executives interviewed by Cerulli believe that home-office discretion will increase as “underperforming advisers are identified and persuaded to use portfolios created by the headquarters consulting group.”

Health crises, job losses and other life transitions can reduce workers’ earnings and cause them to stop saving for retirement.

Most feel Social Security won't be there, and when asked what type of retirement savings they have, the most common response was none.

However, among those, the take-up rate was only 75%, according to the Bureau of Labor Statistics.

More than half (53%) said they are unsure where to go for financial advice, a MassMutual survey finds.

Smaller plans traditionally have lagged behind large plans when it comes to embracing best practices under ERISA, but survey data shows the picture is changing. 

Among those participating in a 401(k) plan, 70% or more say company matches would be very motivating to save more.

Elite retirement plan advisers are using new and proven tactics to meet the growing demands of plan sponsors in an evolving industry. 

Plan sponsors' fear of plan lawsuits is highly correlated to willingness to discontinue a DC plan in favor of a state solution, LIMRA finds.

The head of retirement and investment solutions at Pershing discusses the impact that uncertainty around the fiduciary rule is having on firms and clients throughout the DC plan...

That is followed by living paycheck to paycheck and never being able to climb out of debt.