In Practice

October Three analyzes five different interest crediting rates used by cash balance plans and how they affect funding and participant benefits.

Bill Beardsley, head of Retirement Partners at LPL, gives his take on the firm’s decision to close the Worksite Financial Solutions program, and on his plans for lasting...

For one-third (33%) of Americans, spending on an experience has taken priority over achieving some larger financial goals, including saving for retirement, using the money for other financial...

Prudential says today’s financial wellness challenges may lead to tomorrow’s retirement shortfalls.

This is especially a concern, as only 20% believe they are saving adequately for retirement.

More than one-third of Gen Xers and Millennials have no retirement savings, and although many expect to rely on Social Security for a major portion of retirement income,...

The ARA says e-delivery can lead to increased saving and investing.

Ninety-one percent believe their savings will last throughout their lifetime, MassMutual found in a survey.

A mere 21% feel confident about drawing down their retirement plan assets, Ameriprise Financial found in a survey.

Plan sponsors have a duty to alert and inform participants of any data changes, and ensure they are receiving the right education on it. 

Panelists discussed recent trends in fees and how providers can keep plan sponsors and participants up to date. 

Participant advice has highly progressed in the latest years, with the introduction of mobile technology and advanced systems, but how will it change under the new fiduciary rule...

Vanguard has issued a new framework, jointly developed with Mercer, that helps pre-retirees and retirees with planning for annual health care costs and long-term care expenses in retirement.

The panel focused on current asset allocation trends, and then shifted to what plan sponsors and participants need to know about these investment products. 

Plan sponsors are responsible for recruiting those who will be dedicated to continuous learning on ERISA, fiduciary duties, and more. 

A new survey of advisers published by Schwab Independent Branch Services suggests client-facing staffers are “brimming with entrepreneurial drive,” and as a result they are increasingly drawn to...

Two experts discuss the most noteworthy issues in today’s retirement planning space.

There is more emphasis than ever before in the DC plan space on identifying the best way to offer a benefit that is not just a to-retirement program,...

Yet, only 13% of workers have discussed Social Security with an adviser.

Some people are running out of money in retirement, but many are refusing to spend and are living below their means. Are they doing so out of fear,...