In Practice

An analysis of 401(k) data by Fidelity Investments has identified behaviors hindering savings for workers at different life stages.

Americans held $13.4 trillion in retirement assets at the end of the first quarter of 2009, accounting for 33% of all household financial assets in the United States,...

Despite fears that participants would flee their workplace retirement savings plan during the worst of the 2008 market turmoil, many defined contribution participants did nothing at all.

While many homeowners are spending less or paying down debt, others are experiencing inertia about making changes.

Thirty-eight percent of surveyed employers reported their employees cut the amount of their retirement savings in 2009, while 12% also saw an upswing in opt-outs from automatic enrollment...

While most advisers offer employer benefits retirement planning services, only a quarter of clients use those services, according to research from Cerulli Associates.

A new survey found that in addition to reducing 401(k) contributions, employers are looking to cut cost by negotiating fees with their providers or advisers.

While moving to independence is easier for advisers than ever before, it’s still not exactly easy.

Two-thirds of Ohio middle- and high-school students whose financial habits were tracked after going through a financial literacy program reported saving more.

A Principal Financial Group research project has found that nonqualified deferred compensation (NQDC) plans are apparently moving down market.

Median asset levels in defined contribution and IRA/Keogh plans dropped at least 15% from year-end 2007 to mid-June 2009, according to the Employee Benefit Research Institute (EBRI).

Surveyed advisers of employer-sponsored retirement plans (ESRPs) do not seem overjoyed with providers they work with, data from Cogent Research indicates.

More than half of surveyed advisers (57%) indicated that the economic crisis has had a large impact on their business—but it also might be an opportunity.

Though the economy still tops their list of concerns, the majority of surveyed small-business owners said they expect an economic turnaround this year or next.

Although growth was a little slower this past year, 84% of independent registered investment advisers (RIAs) expect to grow moderately or faster over the next five years, according...

Two-thirds (67%) of private industry workers had access to retirement benefits in 2008, according to data from the Department of Labor's Bureau of Labor Statistics (BLS).

A recent Charles Schwab survey found that less than a third (31%) of respondents claimed they speak with their broker or financial adviser on a regular basis.

Fee-based advisers expect growth in demand for fee-based advisory services and managed accounts, according to a survey from Jefferson National.

Defined benefit pension income plays a critical role in reducing the risk of poverty and hardship among older Americans, according to a new study.

Now that all the hype and barrage of new offerings in the market have died down, is there still opportunity in target-date funds for asset managers?