In Practice

Americans of all income levels and ethnic groups look on the spending and saving changes they have made in response to the economic turmoil of 2008 and 2009...

Rules barring participants from making 401(k) contributions for six months after taking a hardship withdrawal should be eased to help employees more quickly recover a more substantial retirement...

Fewer than half of plan sponsors said their benefits budgets increased over 2008, down from the two-thirds of those polled about their 2007 and 2006 spending, a Prudential...

Nearly half (47%) of employers are now automatically enrolling participants into a retirement plan and another third are seriously considering it, a new survey found.

Financial advisers might have significant opportunity helping Americans figure out where their investments are and where they need to go, a Hartford poll suggests.

Forty-two percent of corporate finance executives said they are very likely to limit high-risk investments for their defined contribution plans, according to a poll by CFO Research Services...

Parents who use advisers would like more help with college-related decisions, according to a Fidelity survey.

Variable annuities are now more widely held than fixed annuities among nonqualified annuity owners, according to a Gallup poll.

A CareerBuilder survey found more than one-in-five (21%) workers said they have reduced their 401(k) contributions or personal savings in the last six months to get by financially.

A new report from The Principal suggests that actively sponsored non-profit plans, including 403(b) plans, are achieving the same level of success as their for-profit counterparts.

Since the economic downturn began, more retirees are seeking professional financial help to assist in managing their money, according to the latest Principal Financial Well-Being Index.

Advisers, particularly in the wirehouse channel, have seen cutbacks in support and compensation in the last year, according to a report from the Financial Research Corporation (FRC).

Some 56% of respondents in a recent survey said their retirement savings losses were among the most significant impacts on their lives from the economic downturn.

Forty-one percent of independent investment advisers reported that retired clients are reducing the amount of their retirement distributions, according to a study by Charles Schwab.

The last year might not have been uplifting for many Americans, but a survey suggests it has made them more proactive in managing their finances.

The recent market tumult certainly took a toll on participant balances, but a an analysis by The Principal suggests that it might have been less than some feared.

A new study shows that most workers do not understand their retirement savings plans as well as other employer-provided benefits.

Thirty-seven percent of polled working Americans predicted the recession would force them to constrict their retirement spending.

Ever wonder what makes a great retirement plan adviser? 

Six in 10 surveyed Americans said they could last financially for 90 days or less without a job, while 38% said their nest egg wouldn’t make it for...