In Practice

Many Americans choose to retire when the economic markets are peaking, an action that can cause problems for their long-term financial stability, a researcher found.

Setting a higher starting point for retirement plan contributions would make a significant difference in improving workers’ likelihood of a financially viable retirement, research found.

Nearly two-thirds of private-industry workers had access to some form of retirement plan, according to data from the U.S. Bureau of Labor Statistics (BLS). 

During a Senate Committee on Health, Education, Labor and Pensions’ roundtable, witnesses agreed business owners need incentives to offer retirement plans.

The number of U.S. consumers making financial preparations for retirement fell to 70%, the lowest in three years, according...

 Plan sponsors need to create smarter retirement plan participant communication, according to Colette Ehlers, sales development consultant with Wells Fargo Institutional Retirement and Trust.   

With defined contribution (DC) plans playing a growing role in retirement savings, one increasingly prevalent savings tool will be the target-date fund (TDF), BlackRock found.

American workers are not saving enough for retirement—and risk the regret felt by current retirees who made that mistake, according to research from BlackRock.

Individuals’ ages are typically more important than their marginal tax rates in determining the benefit from deferred taxation of compensation in employer-provided retirement plans.

Paychex Inc., a provider of 401(k) recordkeeping services, launched a sales force to build relationships with advisers and plan sponsors.

Participation and deferral rates are indicators of retirement plan popularity, not success, according to Greg Burrows of Principal Financial Group.

Retirement plan solutions provider Ascensus announced expanded efforts to drive results for advisers in retirement plan servicing.   

A white paper contends defined benefit (DB) plans are positioned to make a comeback.

 Quantifying key retirement risks is the first step advisers can take to help their plan sponsors address them with participants, according to a report.   

Plans with an adviser implement more plan design features, according to PLANSPONSOR’s Adviser Value Survey.

More than two-thirds of the very rich, with a net worth of at least $25 million, are actively involved in the day-to-day management of their investments.

The Financial Planning Association (FPA) has licensed technology from Omyen, which it will offer to its members at a...

The annual snapshot of U.S. household finances from Hearts & Wallets reveals a prolonged negative impact on retirees as a result of low interest rates. 

 The Investment Company Institute and Deloitte Consulting LLP have found total fees for defined contribution (DC) plans were lower in 2011 than in 2009. 

Any new retirement income tier adopted by the U.S. government should not just target those without access to a retirement plan, a paper asserts.