In Practice

Retirement security remains a concern for many Americans, particularly in terms of maintaining a “reasonable” standard of living for the rest of their lives.

A record number of health care organizations are offering enhanced features in their defined contribution (DC) plans.

The Merrill Lynch Affluent Insights Survey found families cautiously optimistic and regaining control of their financial lives.

RIAConnect, a new independent registered investment adviser (RIA) matchmaking service from TD Ameritrade Institutional, allows RIAs to network and...

The majority of company stock plan assets (57%) are being earmarked for eventual investment or retirement savings after participants sell them.

Most workers who are likely to focus on retirement savings have access to an employer-provided retirement plan, according to the Investment Company Institute.

 Fewer American families are participating in a retirement plan at work, but more of those with a plan are in a 401(k), a report found.  

Many Americans choose to retire when the economic markets are peaking, an action that can cause problems for their long-term financial stability, a researcher found.

Setting a higher starting point for retirement plan contributions would make a significant difference in improving workers’ likelihood of a financially viable retirement, research found.

Nearly two-thirds of private-industry workers had access to some form of retirement plan, according to data from the U.S. Bureau of Labor Statistics (BLS). 

During a Senate Committee on Health, Education, Labor and Pensions’ roundtable, witnesses agreed business owners need incentives to offer retirement plans.

The number of U.S. consumers making financial preparations for retirement fell to 70%, the lowest in three years, according...

 Plan sponsors need to create smarter retirement plan participant communication, according to Colette Ehlers, sales development consultant with Wells Fargo Institutional Retirement and Trust.   

With defined contribution (DC) plans playing a growing role in retirement savings, one increasingly prevalent savings tool will be the target-date fund (TDF), BlackRock found.

American workers are not saving enough for retirement—and risk the regret felt by current retirees who made that mistake, according to research from BlackRock.

Individuals’ ages are typically more important than their marginal tax rates in determining the benefit from deferred taxation of compensation in employer-provided retirement plans.

Paychex Inc., a provider of 401(k) recordkeeping services, launched a sales force to build relationships with advisers and plan sponsors.

Participation and deferral rates are indicators of retirement plan popularity, not success, according to Greg Burrows of Principal Financial Group.

Retirement plan solutions provider Ascensus announced expanded efforts to drive results for advisers in retirement plan servicing.   

A white paper contends defined benefit (DB) plans are positioned to make a comeback.