In Practice

Most Americans (88%) ages 55 and older are growing more cautious regarding their long-term retirement strategy.

While a majority of Americans plan to retire by age 65, 36% are not actively contributing to a retirement plan.

A study suggests factors other than tax subsidies for employer-sponsored retirement plans have a greater effect on increasing savings.

Individual retirement account (IRA) assets reached $5 trillion in the first quarter of 2012, according to research from Cerulli Associates.

An EBRI report uncovers what age groups are most likely to miss their retirement savings goal and by how much.

Most women lack a specific retirement savings goal, which may link to higher levels of financial stress.

Franklin Templeton investigated defined contribution plan sponsors’ process for selecting plan advisers.

Looking ahead to retirement, investors have several financial concerns.

Advisers rank acquiring the right back-end resources and technology as a top business challenge, according to the 2012 Scottrade Advisor Services RIA Study.

In 2011, the percentage of workers participating in an employment-based retirement plan was essentially unchanged from a year earlier.

Asset management firms with more than $1 billion in assets are driving registered investment adviser (RIA) channel growth.

Choosing to accelerate plan contributions, financed through borrowing, could benefit many defined benefit (DB) plan sponsors.

High-net-worth investors are worried their portfolios will be negatively affected by tax code changes.

Defined benefit (DB) plans are prevalent in the health care market, offering opportunities for advisers to help with plan sponsors' concerns.

A 4% spending goal may still be a reasonable starting point for investors who follow a total-return spending approach, a research paper concludes.

As older workers increasingly delay retirement, companies may find themselves grappling with an aging work force.

Broker/dealers in the LPL Financial LLC network will pay an extra $250 annually in fees for errors and omissions (E&O) insurance.

Reenrollment in a QDIA can help improve plan diversification, according to a Vanguard research paper.

A Cogent Research study provides insight into what DC plan participants want from their plans and plan providers.

A significant number of investors are lowering their expectations for their retirement lifestyle.