In Practice

High-net-worth investors at diverse income levels differ in a number of ways ranging from investment strategies to social media usage, according to the Spectrem Group.

Two things always on a plan sponsor’s mind—retirement readiness and fiduciary responsibility—are opportunities for retirement plan advisers.

Pension plan participation is much higher among couples when they are viewed as a unit, rather than measured separately as married men and married women.

Participant demographics and behavior vary by plan type, an analysis shows.

Displaced workers have suffered setbacks in their retirement savings, a survey shows. 

An analysis from New York Life found the average contribution rate for participants who have taken loans from their 401(k) plans is 5.63%, compared with 7.23% for participants...

Physicians responding to a survey reported gaps in personal financial knowledge.

One-third (33%) of those polled, who are already in retirement, confirmed they are experiencing a lower standard of living than during their working years, based on their monthly...

An analysis from New York Life Retirement Plan Services shows 401(k) plan participants who take out loans have lower savings rates.

An analysis of defined contribution (DC) participant data by the Investment Company Institute (ICI) indicates employees are continuing to save for retirement.

Clients’ own fears often prevent them from taking financial action—yet action is precisely what differentiates the financial winners from the losers.

Working with an adviser can help retirement plan sponsors in several ways.

The U.S. Chamber of Commerce and AARP urged policymakers to act on solutions that will help more Americans build a more secure retirement.

What advisers say may not be as important as how they say it to high-net-worth Millennials, according the Spectrem Group.

More small-business owners are offering and investing in 401(k) plans now than five years ago.

Sixty-two percent of respondents to a recent survey said they are afraid of investing in the stock market.

An analysis of pre-retirement planning programs offered by five large employers showed they improved financial and pension literacy and changed employees’ reported retirement plans.

How do plan sponsors know when it is time for a change in plan providers?

The Department of Labor (DOL) made progress on fee disclosure, but there is still room for significant improvement, contends Tom Gonnella of Lincoln Trust.

Fee disclosure regulations implemented last year have had a negligible effect on workers participating in employee-sponsored retirement plans, a survey found.