Chances Are Your Clients Are Saving for College Expenses
The retirement specialist advisory industry is still coming to terms with the opportunities and challenges of servicing 529 college savings plans.
In Practice
30 Million Recently Tapped Retirement Savings for Emergency
Another 21 million Americans aren’t saving for retirement.
American Funds Examines What Makes a Fund Outpace Others
Three factors are critical in selecting retirement investments.
Middle-Age Americans Least Confident About Affording Retirement
Also, women have more doubts than men about their ability to afford the life they want during retirement.
Shift to DC Has Not Led to Less Retirement Savings
A new analysis finds that the change in pension wealth from the shift to mostly DC retirement plans is relatively steady.
Gen Xers and Boomers Still Feeling Effects of Market Crash
The downturn has created “post-crash skeptics.”
Advisers Shore Up Confidence in Retirement
They also prompt people to save for retirement.
DCIO Providers Evolving With Adviser Demographics
Cerulli outlines DCIO firms’ top concerns regarding retirement specialist adviser demographics.
Generation X Fights for Most-Affluent Title
The number of Generation Xers considered affluent is now higher than the number of Baby Boomers.
Student Loans Hindering Millennials' Retirement Savings
One-third of Millennials say student loan debt has either delayed them from saving or kept them from saving as much as they would like.
Gauging American Over-Confidence in Retirement
What is fueling the higher level of confidence Americans express about retirement?
A Mismatch Between Financial Benefits and Help
Employees could use more financial guidance from the source that offers financial benefits.
Don’t Be Intimidated by Independence
It’s not for everyone, but one advisory firm founder says most retirement specialist colleagues are well suited for the move to independence.
Social Advisers Continue Spiraling Up
More assets and new clients gained by using social media, and it’s not just LinkedIn.
Participant Distribution Decisions Have Implications for Plan Design
A Vanguard update to its analysis of older retirement plan participants’ distribution behavior has implications for the design of target-date funds and retirement income programs.
Planning Linked to Adviser Trust for Affluent Investors
How affluent consumers measure satisfaction with their advisers.
Employees Want Custom Benefits Communication
A disconnect between what workers want and what employers provide in tailored benefits communications.
Debt Control Is Key Before and During Retirement
Two-thirds of all investors have been consciously reducing their debt, according to the Wells Fargo/Gallup Investor and Retirement Optimism Index.
Consistency Is King When It Comes to 401(k) Contributions
Retirement plan participants who consistently contribute show greater balances.
Retirement Specialist Advisers Gaining Serious Clout
Already controlling half of the assets in the adviser-sold DC marketplace, according to Cerulli Associates, retirement specialists are turning up the heat.