Data & Research

Less than a quarter know the basics about finances.

The average balance rose by $4,300 in 2016.

In the latest annual update of its retiree health savings analysis, EBRI found that the range of retiree health savings targets rose between 0% and 6% between 2015...

Employees who retire with strong retiree benefits are happy retirees, but those who leave because they feel disengaged regret when they retired and worry about not having enough...

Even though more than half of Americans don’t know the difference between a fiduciary financial adviser and one who isn’t, the majority believes it’s important for advisers to...

Maturing Millennials report feeling very optimistic about retirement readiness, career growth, and financial security; meanwhile, advice-seeking Baby Boomers have much lower expectations.

Advisers are “keenly aware of their clients’ moods and recognize that there are no ‘one size fits all’ retirement plans in the face of an unpredictable future,” research...

While market volatility and geopolitical events are major concerns for advisers, a new study suggests most aren’t utilizing strategies that can address these issues, such as strategic beta.

Women must save more than men to build an equivalent nest egg, NerdWallet finds.

Higher growth in account balances was found among consistent IRA owners.

“If interest rates continue to climb, the funded ratio could make some major gains,” says Zorast Wadia, at Milliman.

Concerns expressed in a survey included fiduciary exposure, high costs and operational hurdles such as recordkeeping issues, among other things.

Also, the Spectrem survey reports it’s the first-time investors regularly utilizing the technology instead of employing human advisers. 

The Investment Company Institute is making the case that individual retirement accounts are an integral part of America’s retirement savings system.

The 2016 PLANSPONSOR DC survey also found 403(b) plans are also more likely than other DC plans to offer systematic distribution options in their plans.

 Along with a revamped version of its company website, Ascensus plans to lead a series of technological enhancements in 2017.

Federal data collection efforts to date have captured little information on retirement accounts holding unconventional assets—such as real estate, precious metals, private equity, and virtual currency. 

However, small and mid-sized business owners survey by The Pew Charitable Trusts do like the idea of auto-IRAs and other ways to provide retirement plans to employees.

A new series of white papers from Fiduciary Benchmarks asks the challenging question, “Who has the job of determining whether an adviser’s compensation is reasonable?”

A new study suggests 78% of Americans are stressed about their financial future regardless of income, but they can reverse this trend by exhibiting specific behaviors.