Data & Research

In the U.S., pre-retirees think they will need 74% of income, but retirees only receive 58%.

A brief by the Center of Retirement Research studied how the size and scope of student loans affects 401(k) participation and retirement wealth accumulation. 

Additionally, the number of plans with an initial 6% deferral rate for automatic enrollment now surpass those with 3% as the initial rate.

October Three analyzes five different interest crediting rates used by cash balance plans and how they affect funding and participant benefits.

For one-third (33%) of Americans, spending on an experience has taken priority over achieving some larger financial goals, including saving for retirement, using the money for other financial...

Prudential says today’s financial wellness challenges may lead to tomorrow’s retirement shortfalls.

This is especially a concern, as only 20% believe they are saving adequately for retirement.

More than one-third of Gen Xers and Millennials have no retirement savings, and although many expect to rely on Social Security for a major portion of retirement income,...

The ARA says e-delivery can lead to increased saving and investing.

Ninety-one percent believe their savings will last throughout their lifetime, MassMutual found in a survey.

A mere 21% feel confident about drawing down their retirement plan assets, Ameriprise Financial found in a survey.

Vanguard has issued a new framework, jointly developed with Mercer, that helps pre-retirees and retirees with planning for annual health care costs and long-term care expenses in retirement.

There is more emphasis than ever before in the DC plan space on identifying the best way to offer a benefit that is not just a to-retirement program,...

Yet, only 13% of workers have discussed Social Security with an adviser.

Some people are running out of money in retirement, but many are refusing to spend and are living below their means. Are they doing so out of fear,...

The women are also far more risk-averse, PNC Investments learned in a survey.

The Center for Retirement Research finds that the net worth of non-divorced households is 30% higher than for divorced households.

According to a T. Rowe Price study, 65% of defined contribution plan sponsors believe achieving the highest retirement income opportunity for participants is their greatest priority. 

However, if retirement expenses are reduced to 80% of average expenses, 82.1% are on track to not run short.

When it comes to making financial decisions, 81% of Americans are most likely to turn to a financial adviser over their closest confidants, including wealthiest friends (70%), older...