Data & Research

Vanguard DC Plans See Hike In Hardship Withdrawals

While recognizing a significant year-over-year uptick in defined contribution participants taking hardship withdrawals, a new Vanguard Group research report said the trend occurred in only a fraction of the company’s total recordkeeping assets.

Most Americans Still Lack Retirement Plan

Although ownership and assets in both 401(k)-type retirement plans and individual retirement accounts (IRAs) have risen, the majority of Americans still do not have a retirement plan, said the Employee Benefit Research Institute (EBRI) in its May Notes.

Retirement Picture Bleak for Many

When home equity and government assistance are taken out of the picture, the snapshot for retirement looks much bleaker, according to a new study from Barclays Global Investors (BGI).