Data & Research

One way workers can increase retirement income is to delay claiming Social Security to increase their monthly benefit.

As concern over benefits costs rises, companies also worry about their employees’ ability to save adequately within defined contribution (DC) plans, a Prudential survey found.

More than half of Baby Boomers and Generation Xers are projected to have adequate retirement income to cover basic expenses and uninsured health care costs.

Knowledge about retiree health care expenses is minimal, but concern about it is growing.

A significant number of employers that still offer defined benefit (DB) pension plans say they remain committed to providing those benefits to new salaried employees.

Those who are best prepared for retirement are most likely to work with a financial adviser, according to the Putnam Lifetime Income Score.   

Small businesses are increasingly concerned about the inadequacy of retirement savings for many Americans and possible government responses, according to a provider of payroll services.

Sponsors of 403(b) retirement plans continue adapting to regulations from the Department of Labor (DOL) and continue making improvements.

About two-third of advisers avoid discussions about life insurance with their clients because the topic makes them uncomfortable, a survey by Saybrus Partners found.  

Multi-employer pension plans are still facing formidable funding challenges, according to Segal’s latest zone-status survey.

Combining 401(k) plan features including automatic enrollment, automatic increase and personalized saving/investing advice can significantly increase employee participation rates.

Most defined contribution (DC) plan participants lack a written financial or retirement plan and don't seek an adviser's help.

The U.S. Chamber of Commerce released a white paper offering guidelines on initiatives to bolster the voluntary employment-based retirement benefits system and retirement security for workers.

Protecting retirement assets from risk is the most important concern for Americans of every age, according to Charles Schwab’s quarterly Retirement Pulse Survey.

American workers realize they are behind in saving for retirement and are adjusting their expectations accordingly.

 NFP Advisor Services Group published a study that tells advisers how to maximize the value of their practice across various time horizons in advance of succession.   

 The language advisers use is critical in reaching senior citizens to explain investment products, according to the research firm Hearts & Wallets.   

Many American workers find it appealing to have a guaranteed income in retirement—the younger the employee, the greater the attraction.

 Target income replacement ratios should be higher than the 70% to 75% conventionally accepted as a rule of thumb, the Retirement Advisor Council contends.     

 A majority of women act as chief financial officers of their households, making most of the financial decisions or sharing responsibility.