Data & Research

Results of the Federal Reserve’s latest Survey of Household Economics and Decisionmaking suggest income volatility has become a real hurdle to retirement saving and wealth forecasting. 

A new PSCA survey finds many Millennial employees say student debt keeps them from saving for retirement—and even older workers widely carry at least some student debt. 

The reasons people start saving for retirement can inform plan advisers and sponsors about educational nudges and plan design.

Employees globally are looking for more flexible retirement arrangements from employers and for governments to shore up Social Security programs.

Yet 91% say it is very or extremely important to help employees have a secure retirement.

A CRR Issue Brief says its study found parents' increase in retirement savings after children leave home is very small compared to that suggested by theory.

Just three states can boast a median retirement income figure above 70% of the median working wage in the state, a new Bankrate.com study shows. 

While investment managers are increasingly reserved in their predictions about near- and mid-term economic growth, retirement plan participants are still banking out outsized returns.  

Two-thirds of Americans believe there is some chance that they will outlive their savings.

Research has found that improvement in financial wellness improves retirement savings, but each generation has different needs and learning styles.

Plan designs are also changing.

Many pension plan sponsors could use help overcoming misconceptions about transferring liabilities to an insurer.

More than one-third (35%) say they should have saved more, and 29% say they should have paid more attention to preparing for retirement when they were younger.

While they work to fund their plans, however, uncertainties make it more difficult to calculate liabilities and returns over the long term.

New polling from J.D. Power explores the similarities and differences among groups of “self-directed” investors. 

A study finds a 55-year-old man who has met his 80% income replacement goal will need an additional $25,679 investment growing at 6% annually to pay for all...

The advocacy organization suggests increasing global market volatility is directly tied to “the decades-long push by fiscal conservatives to dismantle public-employee pensions.”

They are adopting more lower-cost and alternative investment vehicles.

Even American families with significant assets saved cite stubborn concerns about the potential loss of an income earner and the likelihood of falling short in a longer-than-expected retirement.

Those ages 65 and older feel the most regret about not saving early enough for retirement, while Millennials wish they had a bigger emergency fund.