Indemnification Clauses and Provider Contracts
These clauses can cover costs when being sued—but they don’t eliminate fiduciary responsibilities.
Client Service
Your Clients Auto-Enroll. Now What?
Advisers can aid retirement readiness through expanded use
of auto-features that go beyond enrollment.
Being an Information Intermediary an Opportunity for Advisers
Advisers can leverage the array of information available to clients to show their value.
When Onboarding New Participants, Keep It Simple
New ways to get younger employees engaged with the
retirement plan—and keep them there.
Plan Adviser Satisfaction Does Not Equal Loyalty
A survey finds retirement plan sponsors are very satisfied with their plan advisers, but that doesn’t mean they aren’t open to switching to a different one.
Differentiating Yourself by Being Candid
Ask more. Assume less.
Finding the Starting Point
Deciding where to start is a critical and challenging part of serving retirement plans.
Why Your Clients Should Institutionalize Their DC Plans
The “retailization” of 401(k)s and other plan types has sold participants short, experts say.
Couples Not on the Same Page When it Comes to Finances
The majority of couples believe they communicate effectively when it comes to finances, but a new study shows otherwise.
On the Beat: CPAs Observe Increased Fraud
Financial fraud and abuse targeting older Americans is on
the rise, a new report suggests, and the top sources of fraud might surprise you.
Non-ERISA 403(b)s Off the Radar
Non-ERISA 403(b)s are not under regulatory scrutiny. Is that a good thing or bad thing?
Report Compares Robo-Adviser Brands
Hearts & Wallets report highlights salient features and
user opinions of emerging “robo-adviser” brands.
Behavioral Finance Q&A with Shachar Kariv – Part 2
In the second half of a conversation with PLANADVISER, U.C. Berkeley Economics Department Chair Shachar Kariv discusses the importance of defining and driving “financial rationality” among workplace savers.
Adviser Relationships Can Mean Rollover Opportunities
Plan participants who regularly work with a financial
adviser are likelier to have discussed the pros and cons of a rollover.
Adviser Opportunity in Educating the Plan Committee
Once
a plan committee is established, the adviser is a vital part of keeping members
up to date.
Behavioral Finance Q&A with Shachar Kariv – Part 1
The University of California, Berkeley economics department chair discusses the role of “decision science” in improving participant decisionmaking and closing the retirement income gap.
PSNC 2015: Solving the Retirement Crisis
How willing are plan sponsors to embrace change and innovation to fend off the retirement savings crisis?
Social Security Claiming Is Advice Opportunity
Helping plan
participants choose the right Social Security strategy can be a much-needed
boon to retirement readiness.
PSNC 2015: The Evolution of Education
Education is moving toward the value of saving, the importance of starting early and financial wellness.
PSNC 2015: Managing Administrative and Investment Fees
According to two panelist experts speaking at PSNC 2015, relying on publicly available fee benchmarking is generally not a marker of top-performing plans and plan sponsors.