Beyond (k)
When Savers Exceed the Limit
Strategies to help highly paid employees raise their income replacement ratio.
Compliance Consult
Unrelated Taxable Income and Pensions
‘Tax Cuts’ act raises the tax on funds generating UBTI.
ERISA vista
Are Personal Advisers ERISA Fiduciaries?
Maybe yes, if advising about a 401(k).
Fiduciary Fitness
An IPS Is Not Required
But there’s no good reason for a plan not to have one.
Practice Management
Buyer Beware!
There’s no such thing as standard adviser E&O insurance.
Investment-Oriented
Talking Points
The Role of Alternatives
These asset classes can soothe the effects of market volatility.
Talking Points
Trends and concerns among retirement plan participants
Servicing Strategies
Trendspotting
Trendspotting
Coaching the Committee
What advisers should ensure that members understand
Digital Communication Design
The user experience can help decisionmaking
Familial Caregiving Affects Many
Experts advise making financial plans before they are needed
Trendspotting
Trendspotting
Female Gen Xers at Risk
The singles in that group trail Generation X and Boomers in savings
Advisers Unfamiliar With Smart Beta
Embracing factor-based funds could help advisers fine-tune portfolios
Trendspotting
Trendspotting
Succession Planning Comes to the Fore
Mergers and acquisitions drive the trend
State-Based Fiduciary Standards
Some legislators and regulators act to fill a perceived void
Trendspotting
Greater Access to DC Plans
Open MEPs and FinTech make plans more available
Compliance News
Data Points
Plan Focus
Legislative and Judicial Actions
Fiduciaries Get Final Win in Disney SuitA federal appellate court has affirmed a lower court decision in a lawsuit against Fidelity Management Trust Co. as a fiduciary to the...
Managed Accounts as the QDIA
Advisers make a difference in some cases, but not all
Maximizing Growth Potential
'Open MEP' legislation could boost the number of such plans well past 2,641
Intro
The Best of the Best
Announcing the 2019 PLANSPONSOR Retirement Plan Adviser of the Year
Editor’s Letter
If I Had a Million Dollars
Thanks to the power of automatic enrollment, it is possible for particiants to amass $1 million in a 401(k) or other retirement plan.