Cover Story
Smart Design
A ground plan for making all clients profitable clients
Editor’s Letter
No ‘Yes’ Men (or Women)
For 2019, maybe it’s a good idea to put fiduciary training on the committee calendar.
Intro
Right-Sizing
Ensuring that all clients are profitable.
Compliance News
Compliance News
Legislative and Judicial Actions
Practice Development
Data Points
Investment Focus
Retirement Income Options
Why advisers should offer solutions to their plan sponsor clients
Resolved: Promote Financial Ed
Educating on saving and budgeting next year could fulfill an employee desire
R-6 Share Classes Hit $1.5T
The zero/zero class has mushroomed 15% since last year
Trendspotting
Addressing Participant Concerns
If a sponsor does not respond, it could risk a civil and/or DOL lawsuit.
Trendspotting
Stable Value and Rising Interest Rates
The key is to focus on the long term
Trendspotting
Trendspotting
Trendspotting
Trendspotting
Trendspotting
Trendspotting
Aggressive Saving Is Simply Essential
One projection calls for more than $1 million in savings
ESG Opportunities via Fixed Income
More than half of asset managers now apply 'ESG' beyond equities
Celebrating 40 Years of the 401(k)
...And discussing how it could be further strengthened
The Value of Detailed Plan Analytics
Report says using more specific data will improve retirement readiness
Monthly Income Projection Needs
Sharing this information can boost participants' confidence—and savings
Talking Points
Concerns and trends among retirement plan advisers and participants
PANC
2018 PLANADVISER National Conference
Pathways to plan, participant and practice success
Servicing Strategies
Weathering Audits
The DOL has extended the scope of its examinations
Practice Management
Protection for Your Practice
The ins and outs of fiduciary liability insurance
Investment-Oriented
The Case for Roths
These 'delayed gratification' plans offer benefits worth waiting for
ERISA vista
Fiduciary Fitness
The SEC on Rollovers
The agency says RIAs are fiduciaries
ERISA Section 409(b)
Fiduciaries can be personally liable—even for a predecessor’s breach