PLANADVISER November/december 2018

Art by Jun Cen

Smart Design

A ground plan for making all clients profitable clients

No ‘Yes’ Men (or Women)

For 2019, maybe it’s a good idea to put fiduciary training on the committee calendar.
Art by Jun Cen


Ensuring that all clients are profitable.

Talking Points

Concerns and trends among retirement plan advisers and participants
Art by Lisk Feng

Weathering Audits

The DOL has extended the scope of its examinations
Art by Hayden Maynard

The Case for Roths

These 'delayed gratification' plans offer benefits worth waiting for

ERISA Section 409(b)

Fiduciaries can be personally liable—even for a predecessor’s breach