Daniel Aronowitz is the President of Encore [formerly Euclid] Fiduciary, a leading fiduciary liability insurance underwriting company for America’s employee benefit plans. Dan has over 30 years of experience in the professional liability industry as a coverage lawyer and underwriter, and is a widely recognized fiduciary liability expert and thought leader and advocate for sponsors of employee benefit plans. He is the author of the Fid Guru Blog, the Fiduciary Liability Insurance Handbook, and the fiduciary liability insurance chapter of the Trustee Handbook published by the International Foundation of Employee Benefit Plans. He is a graduate of The Ohio State University and Vanderbilt University School of Law and has achieved the RPLU+ designation from the Professional Liability Underwriting Society.

Shlomo Benartzi is a behavioral economist interested in combining the insights of psychology and economics to solve big societal problems. He works on creating digital nudges that leverage technology to achieve massive scale and help millions make better financial decisions. Benartzi received a Ph.D. from Cornell University’s Johnson Graduate School of Management, and he is currently a professor emeritus and co-founder of the Behavioral Decision-Making Group at UCLA Anderson School of Management. Benartzi is also a Distinguished Senior Fellow at the Wharton Behavior Change for Good Initiative.
Along with Nobel Laureate Richard Thaler of the University of Chicago, Benartzi pioneered the Save More Tomorrow (SMarT) program, a behavioral prescription designed to nudge employees increase their savings rates gradually over time. He has been a senior academic adviser to Acorns, Morningstar, Personal Capital, Voya and others. He is currently an adviser to Athena, Wisdom Tree and additional fintechs. Benartzi is also the co-founder of PensionPlus, a start-up dedicated to providing a personalized retirement income plan for all Americans.

Gina Buchholz brings over 25 years of retirement plan experience to the 401k Plan Professionals team. After graduating from the University of Iowa with a B.S. in Finance, Gina began her career as a 401(k) sales and service representative and later worked at an advisory firm. She joined 401k Plan Professionals in September 2017. Gina is Series 7, 65 and 63 licensed (registration held through LPL Financial) and holds the AIF and CPFA designations. Gina works closely with plan sponsor clients to provide fiduciary and investment due diligence, plan consultation and participation education and financial wellness. The 401k Plan Professionals team was awarded the 2023 Plan Adviser of the Year for Plan Participant Services by PLANADVISER.

Lori is responsible for setting the strategic direction and leading Voya’s Wealth Intermediary Teams for TPA’s (third-party administrators), broker/dealers, advisers and consultants that work with plan sponsors across all market segments and tax codes to drive new business opportunities and retain existing shared clients. Lori’s teams work closely with sales and service across Voya to ensure intermediaries know who Voya is, where we are investing for growth, and Why Voya!

Lori has worked in the financial services industry for over 30 years. Prior to leading the Strategic Intermediary Relations team at Voya, she served as the manager of the Consultant Relations team in another leadership capacity. Additionally, she served as Consultant Relations Director at Voya where she was recognized twice as Consultant Relations Director of the Year and was involved in securing many of the largest clients Voya serves in the corporate and tax-exempt markets.

Prior to joining Voya, Lori worked at Wells Fargo for 15 years where she held top sales and senior relationship management positions. Additionally, Lori has worked as a managing consultant for formerly Hewitt Associates to extend and expand their footprint at Fortune 100 clients.

Lori began her career at Ameriprise Financial as a financial planner and has held other related financial services positions over the last 30 years.

Jeff Cullen specializes in helping corporations and non-profits design, implement and monitor successful retirement plans.
Over the past 16 years, Jeff has built a national practice by helping organizations align HR strategy & total rewards with participant goals through innovative plan design and fiduciary best practices. As a member of the national SRP Investment Committee, he is a specialist in investment due diligence processes and innovative QDIA strategies. Beginning with his very first client, designing customized employee education services that seek to improve participant outcomes has been a hallmark offering.
Jeff received his MBA from DePaul University. He is an investment advisor representative and has passed the Series 7, Series 66  and Series 65 exams.

Liz has been widely recognized as the pioneer of workplace financial wellness. Prior to launching Financial Finesse at 28 years old, she ran a hedge fund and discovered that even high net worth investors lacked a fundamental understanding of how to best manage their money. This caused her to leave the hedge fund industry back in 1999, to establish an unbiased financial wellness company with the mission of helping employees from all walks of life to reduce their financial stress, gain the confidence needed to make informed decisions and ultimately seek out financial advice to grow and protect the wealth they’ve accumulated. Today, Financial Finesse is the largest independent provider of financial coaching as an employee benefit. Financial Finesse works with many of the nation’s most recognized brands, including CVS Health, Nestlé, the NFL Players Association, Meta, Patagonia, and dozens of others. Liz holds an MBA from the Anderson School at UCLA. 

Joe is the President of Retirement & Private Wealth (RPW) at HUB International, where he leads HUB’s mission to offer comprehensive client services at the retirement plan sponsor, participant and individual levels. Since 1990, he has maintained a commitment to building an organization centered on client needs that seeks to provide unsurpassed service and independent advice for professionals, entrepreneurs, businesses and their employees.
Joe was honored to receive a 2022 WealthManagement.com Industry Award for Aggregator CEO of the Year. The Wealthies recognize the best companies, people, and organizations that support financial adviser success.
Prior to joining HUB in 2019, Joe spent his entire career as the CEO of Washington Financial Group, which was named a 2023 PLANADVISER Top Retirement Plan Adviser, a 2022 NAPA Top DC Advisor Team as well as the 2017 PLANSPONSOR Retirement Plan Adviser Small Team of the Year. The 2017 PLANSPONSOR Retirement Plan Adviser of the Year winners have demonstrated leadership and a commitment to excellence for their retirement plan sponsor clients and participants.
Joe is the President of the American Retirement Association as well as the Past President of the National Association of Plan Advisors (NAPA). He was recently named to the 2020 Financial Times Top 401 Retirement Plan Advisors list.
Joe is a strong advocate of financial education for himself and his clients. He is a Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Accredited Investment Fiduciary (AIF) and a Certified 401(k) Professional (C(k)P). He is also a Founding Lecturer at The Retirement Advisor University (TRAU) in collaboration with UCLA Anderson School of Management Executive Education, where he educates qualified retirement plan advisers enrolled in the two-year C(k)P certification program.

Lisa M. Gomez was sworn in as Assistant Secretary for Employee Benefits Security on October 11, 2022. Previously, Gomez was a partner with the law firm Cohen, Weiss and Simon LLP and the Chair of the firm’s Management Committee. She has deep technical and practical experience in the multifaceted field of employee benefits law and has spent almost three decades representing various Taft-Hartley and multiemployer pension and welfare plans, single employer plans, jointly administered training program trust funds, a federal employees health benefit (FEHB) plan, supplemental health plans, and VEBAs covering employees in a wide array of industries.
Lisa served as a Co-Chair of the Board of Senior Editors of the Bloomberg BNA treatise Employee Benefits Law. She also served in various leadership positions with the American Bar Association (ABA) Section of Labor and Employment Law, including as the Union Co-Chair of its Employee Benefits Committee. She is a graduate of the ABA Section of Labor and Employment Law’s Leadership Development Program and served as the Union Co-Chair for that Program. She was a member of the International Foundation of Employee Benefit Plans and the AFL-CIO Union Lawyers Alliance. Lisa was inducted as a Fellow of The American College of Employee Benefits Counsel, Inc. in recognition of her over twenty years of practice in employee benefits law and her contributions to the field, including as a frequent speaker on numerous employee benefits issues. Lisa was also a member of the Advisory Board of The Peggy Browning Fund, a non-profit organization devoted to advancing law students who wish to pursue careers protecting workers’ rights. She previously served as an arbitrator for the American Arbitration Association as well as a volunteer mediator for the New Jersey state courts. She was also a guest lecturer for the Cornell University School of Industrial and Labor Relations on employee benefits. Lisa was named as a Super Lawyer for Employee Benefits on the Super Lawyers New York Metro Annual Lists for 2021 and 2022.
Lisa earned her law degree from the Fordham University School of Law and her undergraduate degree from Hofstra University.

Jamie Greenleaf is a senior vice president for OneDigital’s Retirement + Wealth division. She has spent her entire professional career helping retirement programs and public funds. Jamie provides consulting services in all areas of plan management and oversight, including plan design, fees and services benchmarking, investment management selection and monitoring, fiduciary and regulatory compliance, investment policy design, and financial education to many Fortune 500 and publicly traded companies, nonprofit entities and public agencies.

She is an adjunct lecturer in the Plan Sponsor University certification program for UCLA’s Anderson School of Business-Executive Education. Greenleaf holds a BA in Business Administration from Delaware Valley College, is a Registered Financial Advisor and is Life insurance licensed.

Erin is fulfilled when she can grow her business while impacting people’s lives, play the piano while her kids sing and dance, and enjoy an Old Fashioned to celebrate any day ending in “y”.

As an industry veteran with over 20 years of experience, Erin has a diverse background having worked in customer service, operations management, and sales at multiple recordkeepers.  In the current phase of her career, she has found her calling as a business owner, consultant, and leader.  She currently Chairs the American Retirement Associations Council for Women and enjoys volunteering to serve the retirement plan industry.  

Erin has been recognized as a PLANADVISER Top Retirement Plan Adviser, 401k Specialist: Top Advisor by Participant Outcomes, Financial Times 401 Top Retirement Advisor, NAPA Top Woman Advisor, and NAPA Young Gun. She is also active in the retirement plan advisory industry participating on conference planning committees, working groups, and mentorship programs.  In 2021, Erin published her first book discussing an adviser’s role in helping an organization’s retirement plan achieve the three key ingredients. Recently, Erin earned the Nonqualified Plan Consultant (NQPC) designation demonstrating her knowledge and commitment in the nonqualified plan space.

When she’s not helping clients improve their retirement plan, you can find her at the karaoke bar, singing in a community choir, coaching her kids’ sports teams or taking home kickball and softball championship trophies.

Jamie Hopkins is CEO of Bryn Mawr Capital Management, and SVP of Private Wealth Management at Bryn Mawr Trust. He is also the founder and President of FinServ Foundation, a 501(c)(3) dedicated to enhancing the financial services nextgen, and a WSJ best selling author. He sits on numerous boards, including Wealth.com and Wing.App. He was recognized as the Top RIA Thought Leader in 2022 by WealthManagement and a top RIA leader by ThinkAdvisor in 2023.

Daniel J. Houston is chairman, president, and chief executive officer of Principal Financial Group® — a leading global financial services company with $695 billion in assets under management[1]. He is responsible for overall management of the Fortune 500 company across its global asset management, retirement, and U.S. benefits and protection lines of business.
Under his leadership, Houston has led the 144-year-old company through significant growth and transformation. He’s focused the company strategy on the highest value opportunities and growth drivers to serve its 62 million customers[2] and shareholders around the world. This transformation includes expanding the breadth and capabilities of Principal Asset ManagementSM by increasing the reach of its global real estate investment team and offerings into Europe and Asia, adding new, in-demand private market investment strategies, and growing the scale and scope of its global fixed income team to include private credit, emerging markets debt, and liability-driven investing solutions.
During his tenure, Houston has doubled the size of the Principal U.S. retirement business and continued to grow the linkages between the company’s global retirement expertise and global asset management capabilities – leading to the expansion of its target date and target risk fund franchise beyond the U.S. into Latin America and Southeast Asia.
Currently Houston serves as an active member of the Business Roundtable, an association of U.S. CEOs from the country’s largest companies, and of the Fortune CEO Initiative, an invite-only CEO consortium committed to addressing business and social issues. He is also the Chair of the Tax Committee for the American Council of Life Insurers, an organization representing 94 percent of insurance assets in the U.S. Houston frequently addresses the U.S. Congress and government officials from around the world as he advocates to help advance financial access and promote capital markets globally. In 2023, Houston received the Ray Lillywhite Award from the Employee Benefit Research Institute (EBRI), honoring his distinguished career in the retirement and investment management field and the impact he has had enhancing Americans’ economic security. 
Houston joined Principal® in 1984 and has held several management positions: senior vice president in 2000, executive vice president in 2006, and president of Retirement and Income Solutions in 2008. He was named president and chief operating officer in 2014 before assuming his current role in late 2015. He received his bachelor’s degree from Iowa State University in 1984 and an honorary doctorate from the institution in 2022.

Kathleen Kelly, originally from Ballston Lake (Saratoga County), NY, received her Bachelor of Arts degree in Economics from Wake Forest University. She is a Founding and Managing Partner of Compass Financial Partners, LLC, and a 25-year veteran of the financial services industry, specializing in the areas of retirement plan consulting and investment advisory services for qualified retirement plans and executive benefit planning. Kathleen has achieved the Chartered Retirement Plan Specialist (CRPS) designation, and the Accredited Investment Fiduciary Analyst (AIFA) designation through the Center for Fiduciary Studies. A nationally recognized firm, the team at Compass Financial Partners was named to the PLANADVISER 2013-2018 and 2020-2022 Top 100 Retirement Plan Advisers listing and was selected as a finalist for the 2015 – 2017 PLANSPONSOR Retirement Plan Adviser Team of the Year Award. Compass Financial Partners is the 2023 Plan Adviser of the Year award winner in the category of Efforts in Diversity, Equity and Inclusion.
Active in her community, Kathleen was appointed by the University of North Carolina Board of Governors to the Board of Trustees for Winston-Salem State University, one of the nation’s leading HBCUs, where she was recently appointed Chairman of the Board; Chairs the Endowment Committee; and serves on the Finance Committee and Governance, Advocacy, Trusteeship and Ethics Committee. Additionally, she has served on both the Wake Forest Board of Visitors and Greensboro College Board of Visitors and is currently on the Wake Forest Board of Visitors Emeritus. She was awarded a “Women in Business” Award (based on successful entrepreneurship) through the Triad Business Journal and was named a “2019 Women of Distinction” by the Peaks to Piedmont Girl Scout Council for making a difference in the community, where she served as a past Board member.

With over two decades in the financial services sector, Lauren K. Loehning is a respected Partner at Retirement Impact, where her client-first approach has earned her a reputation for excellence. As the Co-Founder of Moniwell, she leads a pioneering initiative blending psychology, science and technology to redefine financial well-being.
Lauren’s expertise, spanning financial planning, investment management and financial therapy, is bolstered by prestigious certifications, including Certified Financial Planner practitioner, Certified Investment Management Analyst, Certified in Financial Social Work, and Accredited Investment Fiduciary.

Rob Madore joined MarshBerry in early 2023 and focuses on business perpetuation, organic growth strategies and M&A services for MarshBerry’s clients in wealth advisory, retirement consulting, financial technology, and private equity firms.
Rob brings more than eight years of industry experience to his role as a Vice President on MarshBerry’s Financial Advisory team. His role in providing strategic consulting and sell-side advisory services to more than 100 independent RIAs, Retirement Consulting firms, and FinTech providers gives him a unique perspective on practice development, enterprise value enhancement, and the convergence of wealth management, retirement consulting, and insurance brokerage.
Rob holds a Bachelor of Science in Business Administration from the University of Vermont and currently maintains the FINRA Securities Industry Essentials (SIE) Exam through MarshBerry Capital, LLC, the affiliated FINRA-registered Broker/Dealer of Marsh, Berry & Co., LLC.

As Chief Executive Officer of Innovu, Hugh O’Toole is changing adviser/consultant practice models from their siloed focus on health and welfare, retirement and property and casualty, to a model focused on holistic human capital risk management. He understands that the world of retirement services and benefits can be complicated.

Hugh has dedicated his career to aligning the financial wellness of American employees with the positive impact their wellness has on the financial statement of their employers. With leading capabilities in data aggregation, data science/analytics and behavioral finance, the industry can have a much greater impact with the convergence of data and benefit disciplines versus a siloed view.

In 2014, he founded Viability AG LLC, to address the relationship between financially well employees and the impact on the employer’s financial statement, through mitigating the future liability from health care, risk protection/management, productivity, and engagement of their employees. In 2015, Viability was purchased by MassMutual, and he once again joined the MassMutual team as a Senior Vice President.

His first mission was to bring non-profit employers and their employees institutional investment product, versus the legacy insurance products historically sold to them. As a partner of Professional Pensions, Inc. (PPI), they accomplished this mission, and the firm grew rapidly. Principal Financial Group purchased PPI in 1999.

Jennifer Rayner is a visionary entrepreneur dedicated to fostering financial wellbeing through innovative strategies. With over 25 years of experience in the financial industry, she has now dedicated her career to empowering individuals and organizations to navigate the complexities of achieving financial wellbeing.
As the CEO of Moniwell, Jennifer leads a company revolutionizing financial engagement and wellbeing through a groundbreaking engagement platform. Informed by behavioral science, Moniwell provides accessible solutions to money challenges, reshaping the future of financial wellbeing.
Jennifer is a sought-after speaker and thought leader known for her insightful perspectives on financial engagement and innovation. Through her visionary leadership, she is transforming the way people interact with their finances, one text at a time.

Craig Reid is President and National Practice Leader of Retirement & Wealth at Marsh McLennan Agency, a subsidiary of Marsh. With over 10 years of experience in the financial services industry, his passion for helping people create better financial futures is at the core of his success.

In 2018, Craig opened a retirement practice in MMA’s Overland Park office. After establishing the framework for the Kansas operation, he was promoted to National Practice Leader, Retirement & Wealth in August 2019 and subsequently became President of MMA Securities LLC in April 2020. In these roles, he works closely with MMA’s strategy team to execute short- and long-term strategies to achieve business objectives and ensure operational excellence. He establishes and leads the team’s business strategy, direction, and focus, while managing relationships with external and internal partners. In addition, he works with regional leaders at MMA to ensure the retirement services and wealth management businesses produce the desired results.

Fred Reish is an attorney whose practice focuses on fiduciary responsibility, prohibited transactions, conflicts of interest and plan qualification and operation. He has been recognized as one of the “Legends” of the retirement industry by both PLANADVISER and PLANSPONSOR magazines. Fred has received awards for: AV Preeminent Rating by Martindale Hubbell; the 401(k) Industry’s Most Influential Person by 401kWire; the Institutional Investor and PLANSPONSOR magazine Lifetime Achievement Awards; one of RIABiz’s 10 most influential individuals in the 401(k) industry affecting RIAs; Investment Advisor’s 25 Most Influential People by ThinkAdvisor; the IRS Commissioner’s Award and District Director’s Award; the Eidson Founder’s Award by ASPPA; and the ASPPA/Morningstar 401(k) Leadership Award. He has also received the Arizona State University Alumni Service Award.

Fred currently serves on the CFP Board’s Public Policy Council and is a member of the CFP Board’s Standards Resource Commission. He has written more than 350 articles and four books about retirement plans. Fred co-chaired the IRS Los Angeles Benefits Conference for 10 years and served as a founding Co-Chair of the NAPA 401(k) Summit.

With over 30 years of advising plan participants under her belt, Kelli Send has extensive financial wellness knowledge and oversees the firm’s financial wellness team. She is responsible for curriculum design and delivery, as well as the firm’s money coaching services. Under her leadership, the financial wellness team has won 15 Eddy Awards for excellence in retirement plan participant education programs.

Kelli is a CERTIFIED FINANCIAL PLANNER Professional (CFP) and has her Series 65 license and ERISA Fiduciary certification. She has a B.A. in Marketing from Michigan State University and an M.A. in Adult Education from Carroll University.

Courtenay Shipley is the founder and Chief Planologist of Retirement Planology, a consulting and registered investment advisory firm for corporate-sponsored retirement plans. With a diverse background in the retirement plan industry, Courtenay provides a unique foundation for her clients in the areas of fiduciary responsibility, investment analysis, plan design and employee education. She has provided institutional investment consulting to qualified retirement plans, developed business strategy for a boutique third-party administrator and recordkeeper, and conducted over 10,000 education meetings for employees. Courtenay is licensed as an investment adviser representative (Series 66). She holds designations including the Accredited Investment Fiduciary from the Center for Fiduciary Studies, Chartered Retirement Plan Specialist from the American College of Financial Planning, Certified Plan Fiduciary Advisor from the National Association of Plan Advisors, Certified Exit Planning Advisor from the Exit Planning Institute. She is past president of the Retirement Advisor Council.

Neal Stamper is a Corporate Retirement Director, First Vice President and Financial Advisor with Graystone Consulting, a business of Morgan Stanley, in Atlanta, Georgia. Neal has a focus on helping to provide support to the trustees of corporate retirement plans, as well as advising client families on financial planning, investment management and retirement income strategies. He is often called upon to advise retirement plan committees on strategies to help modernize their retirement benefit offerings and works with committees to implement changes with the goal of transforming participant retirement outcomes. Neal joined Morgan Stanley in 1999 and earned the CFP (CERTIFIED FINANCIAL PLANNER) designation in 2006. He earned the C(k)P Certified 401(k) Professional designation from the Retirement Advisor University, in collaboration with UCLA Anderson School of Management Executive Education, and earned the Qualified Plan Financial Consultant designation through the National Association of Plan Advisors (NAPA). Neal has been named to both the 2023 and 2024 PLANADVISER Top Retirement Plan Adviser list. He graduated from Taylor University with a Bachelor of Science degree in Business.

Jania Stout has over 28 years of experience in ERISA plan consulting, currently holding the position of Senior Vice President at OneDigital Retirement & Wealth. She and her team advise on retirement plans encompassing more than 10 billion in assets and serving over 250,000 employees. She was named a 2016 Plan Adviser of the Year by PLANSPONSOR.

Jania has dedicated over a decade to being a voice for plan sponsors across the country with her work on Capitol Hill. She has shared her insights as a retirement expert during Congressional testimony for the Ways and Means Committee and by contributing her perspective to the Department of Labor on the then-pending Fiduciary Regulation.

Leah is an Executive Partner and the President of Retirement Plans for Shepherd Financial. Prior to joining Shepherd Financial in 2015, Leah worked as a retirement plan designer and plan consultant. She has a Bachelor of Science in Mathematics from the University of Notre Dame. Leah is a Qualified 401(k) Administrator; Qualified Pension Administrator; and Certified Pension Consultant.

Tamiko Toland is co-founder and CEO of IncomePath and she is the founder of the 401(k) Annuity Hub, a market intelligence service for retirement plan fiduciaries. IncomePath provides innovative software to more effectively communicate retirement risks and help people make better decisions that enable them to meet their retirement lifestyle goals.

Tamiko is an expert and thought leader in retirement and annuities in the individual and institutional markets who is known as the “annuity yoda.” For more than two decades, she has tracked trends and key issues on retirement income, addressing all audiences. She has held leadership roles at TIAA, Strategic Insight, and Cannex Financial Exchanges, the annuity data and analytics firm.

Tamiko’s introduction to annuities began as a trade reporter for Annuity Market News. She regularly shares her perspectives for the news media and speaks at industry conferences and webinars.