The sales kit helps advisers identify the income needs of clients in retirement and look at how to help protect the family while building assets toward the retirement goal.

According to Pacific Life, using life insurance in a client’s long-term retirement strategy provides a death benefit for family or business protection while they are on the road to retirement and the potential of retirement income when they arrive.

In addition to death benefit protection, Pacific Life says a life insurance policy can offer:

• cash value accumulation potential on a tax-deferred basis,
• loans, withdrawals and distributions on a tax-free basis, and
• no age limitations on when to access a policy’s cash value

“Sometimes, the hardest job a financial adviser faces is getting a client to focus on the future, especially younger clients who can benefit from the long-term cash value accumulation potential of a life insurance policy,’ said Alyce Peterson, vice president of marketing services for Pacific Life. “This new resource can help pinpoint needs and show how life insurance can be a part of a successful plan.’

Financial professionals can get the “Replacing the Paycheck in Retirement” Kit by contacting their Pacific Life Insurance Company or Pacific Life & Annuity Company representative or by calling 866-722-9555. For more information, visit www.PacificLife.com.