Roth Catch-Up ‘Playbook’ Can Guide Advisers Through Compliance
Plan advisers can be crucial guides who ensure plan sponsors, recordkeepers and payroll providers understand Roth catch-up contributions.
In Practice
With 3(38) Fiduciaries, Litigation Risk Decreases, But Still Remains
Hiring 3(38) investment managers can reduce employers’ exposure to claims tied to investment performance, but they still need to be...
Roth Compliance Tops Advisers’ Q4 To-Do List
SECURE 2.0 provisions concerning Roth catch-up contributions and plan forfeitures need to top of mind for plan advisers for the...
IAA, Schwab Enter ‘Strategic Relationship’
The trade association and custodian announced they will collaborate on industry advocacy and resources for registered investment advisers.
Annuities Market Poised to ‘Evolve and Grow’
Annuity market sales are projected to reach $450 billion in 2025, roughly double the volume seen in 2020, due to...
New Executive Benefits Added by 24% of Companies
Corporate decisionmakers continue to make significant investments in benefit offerings to recruit and retain top executives, according to Goldman Sachs...
Making Roth Real
How plan advisers are helping participants understand Roth contributions to retirement plans.
Advisers ‘Playing ‘Quarterback’ as IRS Changes Roth Rules
Defined contribution plan advisers and sponsors need effective teamwork as the Roth compliance deadline grows closer.
Options Crucial for Retirement Tier Investing
Industry experts say participants nearing retirement deserve plan design flexibility, education and personalized communication.
HRAs Eyed as Option to Fund Public Sector Retirees’ Health Care
Used predominantly by private sector employers, health reimbursement arrangements could also help public sector retirees deal with unfunded health care...
Corporate Pension Funding Increases in July
The funded status of the 100 largest corporate defined benefit pension plans rose by $4 billion in July, according to...
Maximizing HSAs’ Value
Getting the most out of an account seen by some as a spending vehicle and by others an investment vehicle.
Record Number of Candidates Take CFP Board’s July Exam
Of the 3,214 candidates who took the July Certified Financial Planner certification exam, 64% passed.
Nurses Show Symptoms of Financial Insecurity
A Fidelity survey found that while almost all nurses participated in defined contribution plans, only 56% of them were on...
Deadlines For New Safe Harbor Plans Are Near
Employers setting up new safe harbor plans need to notify their employees by September 1 and have the new plans...
Medicare Awareness Is Crucial Missing Piece in Retirement Planning
Working seniors need professional advice when making coverage decisions, but only 21% of retirees with advisers receive health care planning,...
Long-Term Care’s Unexpected Costs and Their Effect on Retirement Security
About 80% of 65-year-olds will need some form of long-term care, according to the Center for Retirement Research at Boston...
Staffing Up: The When and How for Retirement Plan Advisory Firms
The timing and process of hiring new additions requires significant attention and care from firm leaders.
Who’s On Deck? Solving the Succession Planning Crisis at Advisory Firms
Advisers too often risk ‘both value and continuity’ out of attachment to the business and aversion to change.
I Used to Be Skeptical About Financial Wellness. Here’s What Changed My Mind.
Financial Finesse President Todd Lacey makes a case for integrating financial wellness into an advisory practice.