Columnists

IMHO: Starting Blocks?

There’s little question that automatic enrollment “works,″ at least in terms of turning employees into participants—just as there is little doubt that, left to their own devices, too...

IMHO: A Prospective Perspective

Plan sponsors (and advisers) who think the Pension Protection Act’s automatic enrollment safe harbor represents an easy solution to disappointing participation rates may have another “think″ coming, according...

IMHO: The Deification of DB-ification

Last week, I stumbled across another of those “DC plans are becoming like DB plans″ articles—you know, the “DB-ification″ of 401(k)s?

IMHO: “Self-Fulfilling″ Prophecies

The Employee Benefit Research Institute (EBRI) and Matthew Greenwald&Associates published the 17th Annual Retirement Confidence Index last week – and, for the very most part, it’s probably safe...

IMHO: The 80/20 Rule

Sooner or later in your career, you are exposed to the 80/20 rule or, as purists term it, the Pareto principle.

IMHO: Price "Check"

The good news is, Congress is beginning to take a hard look at 401(k) fees.

IMHO: Option “Null″

Not too long after my first daughter was born, my wife decided that we needed to have a vehicle with four doors.

IMHO: “Never, Ever″ Land

It’s an undisputed fact that the vast majority of retirement plan participants never rebalance their accounts.

IMHO: An Inconvenient Truth

There appear to be two great debates of our time—Is global warming (oops, I mean global climate change) real? and How much do people need to save for...