Editor’s Letter
The Right Context
The approximately 25%—vs. 41%—of workers who struggle to pay everyday bills are the group that we should target.
Intro
Compliance News
Data Points
Trendspotting
Trendspotting
Trendspotting
Trendspotting
Talking Points
What’s Next?
This issue covers end-of-year improvements, such as helping clients start a rainy-day savings program, adding women advisers to one’s practice, and getting ideas from peer respondents to our Practice Benchmarking Survey—plus much more.
Legislative and Judicial Actions
Key legislation, regulations and litigation from Washington, D.C., and the courts.
Fund Lineup Sizing
Both pluses and minuses to increasing or reducing plan investment menus, research says.
How Plan Advisers Justify Their Fees
Despite fee compression, advisers are pushing back.
Rolling Into IRAs
A new DC plan may be the better choice when a person changes jobs.
Prolonged Low Rates and TDFs
Fund managers have to adjust to a new normal.
In the Near Future
Just a matter of time before retirement income becomes widespread, experts say.
Talking Points
2020 Contribution and Benefit Limits Source: Internal Revenue Service *Savings Incentive Match PLan for Employees. Distribution of Social Security Claiming Ages, by Gender †Full retirement age. Source: Center for...
Trendspotting
An Engagement Chain
Linking participants to their online account from digital communications.
Beyond (k)
Employee-Owned
Advisory practices can be good candidates for ESOPs.
Cover Story
Foul Weather Fund
The value of facilitating emergency savings accounts at the workplace.
2019 PLANADVISER Practice Benchmarking Survey
Practice Management
To Surmount the Gender Gap
The financial adviser industry works to change with the times.
Practice Development
Active vs. Passive Enrollment
Open-enrollment month, when workers rethink their benefits, might be just the time to remind them to save for retirement.
Investment-Oriented
Micro Scope
Continued Growth
Hybrid QDIAs are evolving to offer a source of retirement income.
Streamlining the Process
TPAs can create efficiencies for serving micro plans.
Regulatory Radar
NQDC Guidance
Advisers can help clients navigate the complexity of these supplemental plans.
Fiduciary Fitness
The Extent of Obligation
New committee members need not look for breaches to repair.
