Publisher’s Note
How Will We Move Forward?
The country will get through this, but things will not be the same on the other side.
Intro
Changing Directions
When we planned this issue, we were prepared to cover the SECURE Act and its sweeping developments. Since then, we've changed course.
Compliance News
Trends
Trends
Legislative and Judicial Actions
Key legislation, regulations and litigation from Washington, D.C., and the courts.
‘Gray Divorce’ on the Rise
The trend points to increased financial risk in retirement.
Social Security Needs YOU
Advisers are asked to advocate for the program’s reform.
Trends
Investments That Sustain …
ESG-conscious fixed-income products can strengthen a portfolio.
Trends
Mind-Body Wellness
Employers aim to improve workers’ financial well-being.
Trends
Talking Points
Trends
Extraordinary Measures
The SEC’s relief package helps advisers keep operating, while the CARES Act eases access to retirement savings.
Talking Points
A New High Estimated net flows into open-end and exchange-traded sustainable funds totaled $20.6 billion last year—four times the previous annual record set in 2018. Source: Morningstar Direct A...
On the Move
Transactions, promotions and new hires in the financial advisory industry.
Cover Story
Pooled Strength
PEPs should be a boon to small employers—how advisers, too, can gain from these plans.
Practice Management
Keeping Up With the Workplace
Black Americans need more representation in the financial advisory field.
Outreach
Let Me Introduce Myself
Advisers talk about how they seek client referrals.
Winners’ Circle
Invested in Technology
Past Retirement Plan Advisers of the Year discuss their ‘tech support.'
Investment-Oriented
The Risks of DC Investing
Some risks are ‘participant experienced’ and some ‘participant controlled.'
Servicing Strategies
Hazard Prevention
403(b) sponsors may stave off lawsuits by cleaning up plan governance.
Micro Scope
Small-Plan Governance
Advisers can help with the functions of a committee—even a three-member one.
ERISA vista
New Obligation to the SEC
Client relationship summaries will be needed to do rollovers.
Compliance Consult
Advisers Giving Back
On Small Plans and Large
Any size plan could be a target for fee litigation.