July – August 2012

Careful Considerations

Target-date fund due diligence requires extra attention from plan sponsors and advisers

Closing the Gap

How do plan sponsors and participants address a lack of retirement savings?

Forging Ahead

How advisers can take advantage of the shifting retirement plan landscape

Current Events

As a kid, I thought that summer—synonymous with vacation—meant I didn’t have to keep up with things happening outside my small universe.

Behind the Scenes

Advisers need support with fee disclosure and fiduciary status

Guiding Plan Sponsors

How recordkeepers and advisers can work together to form a “dream team”

Talking Points

Tired of giving the same old presentations? Use these nuggets of information to spruce them up.

Adviser Is Driver of Retirement Readiness

Working with a financial adviser is one of several steps participants can take to improve their readiness for retirement and become more confident in making financial decisions, according to the Putnam Lifetime Income Score.

Average 401(k) Balance Jumps 8%

Fidelity Investments reported its average 401(k) balance rose to $74,600 at the end of the first quarter, up 8% from the end of fourth-quarter 2011.

DOL Issues FAQ for Participant Fee Disclosures

The Department of Labor (DOL) Employee Benefits Security Administration (EBSA) issued frequently asked questions about the requirements of new participant fee disclosure rules.

Guaranteed Income Appeals to Younger Generations

Eighty-seven percent of American workers of all ages say they find it “very” or “some-what” appealing to be able to turn at least a portion of their retirement savings into a guaranteed income, according to The Hartford’s Guaranteed Retirement Income study.

Next Steps?

Concerns linger about DOL fee disclosure guidance

To Your Health

Health care costs could consume retirees’ income

Available Exits

Helping departing ­participants with their next steps

Weighty Measures

How to benchmark advisory practices in light of fee disclosures