Advisers need to go beyond automatically enrolling participants—to get them to take real interest in their retirement future.
Larger plans are beginning to embrace products that guarantee income.
Target-date funds are on the verge of reaching $1 trillion in assets
Americans equally concerned about both
Divorce may create a financial crisis
Innovations in medicine and technology have extended human life by more than 30 years since 1900, which has helped to double the time the average adult now spends in...
Only 17.0% of people have an outstanding loan from their 401(k) last year
Most older Americans know very little about annuities
The majority (75.3%) of the employers responding to the Plan Sponsor Council of America (PSCA) HSA (Health Savings Account) Snapshot Survey view HSAs as part of their retirement benefits...
People use them as both a savings and a rollover vehicle
Fidelity finds that people squirrel away an average 12.9%
Even Americans younger than 30 expect it will still exist
A look at employees' latest concerns and what these mean to advisers.
Besides the claims of breach of fiduciary duty made of late against plan sponsors that offer proprietary funds, there have been claims of prohibited transactions. With respect to the...