Add “Great Distance Between Fingers!” to Sales Pitch

The length between the second and fourth finger on a man is an indicator of high levels of prenatal testosterone, which may lead to higher levels of risk-taking and potential financial success. 

A team of researchers at Concordia University analyzed risk-taking among 413 male and female students.  The findings were published in Personality and Individual Differences journal.   

“Prenatal testosterone exposure not only influences fetal brain development,” said study co-author and graduate student, Zack Mendenhall, “but it also slows the growth of the index finger relative to the sum of the four fingers excluding the thumb.”

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The study compared the length of the index finger with all four digits (known as the rel2 ratio) and found that those with lower ratios were more likely to engage in risk-taking. These findings were further confirmed by the additional measurement of the ratio between the index and ring finger. These correlations were only observed in men.

“A possible explanation for the null effects in women is that they do not engage in risky behaviour as a mating signal, whereas men do,” said Professor Gad Saad, Concordia University Research Chair in Evolutionary Behavioral Sciences and Darwinian Consumption.   

“Since women tend to be attracted to men who are fit, assertive and rich, men are apt to take risks with sports, people and money to be attractive to potential mates. What’s interesting is that this tendency is influenced by testosterone exposure – more testosterone in the womb can lead to more risks in the rink, the bar and the trading floor in later in life,” says first author and Concordia doctoral student, Eric Stenstrom.

Healthcare Costs Remain Top Retirement Concern

While concern over healthcare costs in retirement is the top answer in a recent Edward Jones’ poll, the percentage has shrunk from the last time the poll was taken in 2006.  

Nearly a quarter (23%) of Americans said not being able to pay for healthcare costs in retirement was their top fear, down from 30% in 2006.  Having to work longer than expected is becoming a more common concern however, with 19% of Americans sharing that fear versus 12% in 2006.

There is a notable difference between the genders as well – 27% percent of women responded that they were most concerned about healthcare costs, while 19% of men consider this their greatest fear in retirement.

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“While the numbers may have changed slightly from the 2006 survey, the concerns remain the same for Americans of all ages,” said Joan Fernandez, Principle at Edward Jones. “We don’t know the future of healthcare costs and we can’t predict the outcome of elections but we do have control over how we plan for retirement. This survey reinforces the need for a solid retirement plan that addresses the issues and fears that Americans have about saving for retirement.”

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