Product & Service Launches – 1/22/2026

TIAA Launches Multi-Year Guaranteed Annuity

TIAA launched TIAA MyChoice MYGA, a multi-year annuity offering guaranteed returns with flexible term options. According to the announcement, TIAA MyChoice MYGA is an “industry-first flexible premium structure” that allows clients to add money to their existing contract mid-term, without having to wait for contract maturity.

TIAA MyChoice MYGA also offers:

• Multiple term options: three-, five- or seven-year guarantee periods, or the option to split the initial premium across multiple terms within a single contract;
• Guaranteed daily growth: The contract balance is guaranteed to increase every day, even during market volatility;
• Seamless income conversion: Clients can convert all or a portion of their MYGA balance into guaranteed retirement income for life at any time; and
• Loyalty bonus continuity: Clients who choose to purchase another MYGA term after their initial contract matures will maintain their loyalty bonus status.

The product will be available by direct purchase through TIAA’s website and agent-assisted enrollment.

Franklin Templeton Debuts Emerging Markets Debt ETF

Franklin Templeton launched the Templeton Emerging Markets Debt exchange-traded fund, designed for investors seeking interest income and capital appreciation from emerging market debt.

According to the announcement, TEMD is “designed to provide access across both segments of the market, offering the potential for attractive yield while seeking to actively manage currency exposure relative to local currency only strategies.”

TEMD combines a hard-currency anchor with flexibility to add select local-currency and EM-currency opportunities, while using derivatives to help manage currency, rate and credit exposures.

Under normal market conditions, the fund invests at least 80% of its net assets in emerging market debt securities and in derivatives and other instruments that provide similar investment exposure. The fund also invests at least 50% of its net assets in U.S.-dollar-denominated and euro-denominated debt securities issued by emerging market countries included in the J.P. Morgan EMBI Global Diversified Index.

Franklin Templeton offers 88 ETFs across active, passive and smart beta strategies, with more than $60 billion in ETF assets under management, as of January 9.

Trump Media Announces Separately Managed Accounts

Trump Media and Technology Group Corp., the operator of the social media platform Truth Social, debuted four separately managed accounts. Trump Media is majority-owned by the Donald J. Trump Revocable Trust, which has President Donald Trump as the sole beneficiary.

According to the announcement, the accounts include “Truth Social Made in America,” which invests in U.S. companies; “Truth Social Liberty & Security,” which invests in “U.S. and allied companies advancing national security”; “Truth Social Christian Values,” which invests in companies with “biblically responsible principals and Christian values”; and “Truth Social Energy and Essential Services,” which invests in utilities and infrastructure.

On December 30, 2025, Trump Media debuted five “Made in America” exchange-traded funds and announced that the funds were “comprising securities with a ‘Made in America’ focus spanning diverse industries.”

In December 2024, Trump transferred his shares in Trump Media into his namesake trust, of which the sole trustee is his son, Donald Trump Jr.

WisdomTree Launches 2 ETFs

WisdomTree Inc. debuted two exchange-traded funds: the WisdomTree Efficient TIPS Plus Gold Fund and the WisdomTree Efficient Long-Short U.S. Equity Fund.

The TIPS Plus Gold Fund aims to provide investors with robust inflation protection by pairing U.S. Treasury inflation-protected securities with a gold allocation, offering diversification and resilience during market stress. It has an expense ratio of 0.30%.

The Long-Short U.S. Equity Fund targets enhanced equity returns by combining broad U.S. large-cap exposure with a dynamic long-short strategy powered by machine learning models from AlphaBeta Investment Indices Ltd. It has an expense ratio of 0.88%

The funds are designed to introduce differentiated, return-seeking strategies in a single ETF structure.