Previously named a Retirement Plan Adviser of the Year by PLANADVISER and honored as a Leader by the Defined Contribution Institutional Investment Association (DCIIA), Liz serves as Director of Inclusive Engagement Strategy at Francis. Leveraging her experience as an international, bilingual educator, she develops innovative strategies to engage diverse participant populations and helps individuals navigate the often-confusing world of personal finance. Liz also leads Francis’s Workplace Excellence Committee, fostering a more inclusive, collaborative, and equitable environment that creates opportunities for learning and growth, benefiting both the Francis team and its clients. Passionate about her work, Liz strives to make financial wellness accessible and attainable for everyone while ensuring that all colleagues, clients, and participants feel seen, heard, valued, and supported.

Liz is a CERTIFIED FINANCIAL PLANNER professional (CFP) and holds a Series 65 license. She earned her B.A. in Communications from Seton Hall University.

Chris is a Director in Cerulli’s Retirement practice. He leads research and analysis that covers key aspects of the retirement industry, including defined contribution (DC) plan recordkeeping, DC plan investments, and the individual retirement account (IRA) market. His research examines market sizing, product adoption and utilization, the influence of advisers and consultants, participant behavior, and more. In this capacity, he regularly engages with key players in the retirement industry, including executives within recordkeepers and asset managers, investment consultants, and financial advisory firms. In addition, his team collects data and perspectives from plan sponsors and participants annually.

Chris brings more than 20 years of DC market experience to Cerulli, having spent time at Fidelity and external research firms leading retirement and wealth-focused research programs. Before joining Cerulli, he led the U.S. market insights practice of a global financial services consulting firm, where he helped recordkeeping and insurance clients advance strategic decision-making and thought leadership. At Fidelity, he led the competitive and industry intelligence function for its Workplace Investing business and held several internal consulting and analysis roles prior to that.

Sean founded Bjork Asset Management to provide disciplined, independent fiduciary guidance to institutions sponsoring retirement plans and their employees. As president, Sean’s goal is to deliver a process that simplifies the complex and creates fearless, confident investors.

He is driven to make a difference in the lives of thousands of American workers who may not have otherwise had the opportunity to save for retirement by providing advice and guidance to educate them on their financial journey. For more than 20 years of working with qualified retirement savings plans and participants, the aspect of his career which has given him the most joy is knowing that the individuals who the financial services industry has traditionally overlooked were provided guidance towards meaningful retirement savings.

Sean holds AIF, CIMA and CPWA designations and earned his MBA from the University of Chicago. He graduated with a BA from St. Lawrence University, where he was captain of the NCAA Division I Alpine Ski Racing Team. 

Beyond family and work, Sean volunteers in his community as a firefighter and EMT with the Lake Bluff Fire Department and serves as a Dive Rescue Technician with the MABAS Division 4 & 5 Specialized Response Team.

Kim Cochrane, QPA, TGPC, is the Director of Client Services at HUB International Mid Atlantic LLC in Rockville, MD. She has over 25 years of experience, primarily in the consulting area of IRS, Department of Labor and ERISA regulations.

Kim focuses on corporate and non-profit retirement plans, including pension plans, 401(k) plans, 403(b) plans, profit sharing, cash balance and executive benefit plans. Kim’s day-to-day responsibilities include working with plan trustees on addressing their fiduciary responsibilities and working with individuals on managing their retirement accounts.

Kim holds FINRA Series 6, 63 and 65 securities registrations, life and health insurance licenses and is a credentialed and active member of The ARA (American Retirement Association), NAPA (The National Association of Plan Advisers) and WIPN.

At HUB, Kim is a Non-Profit Specialty Expert and has received numerous industry awards, including NAPA’s Top Woman Advisor, PLANADVISER’s Top Retirement Plan Adviser and PLANSPONSOR Adviser of the Year Finalist.

Prior to joining HUB in January 2022, she was the Director of Client Services with Raffa Retirement Services. She has spent over 20 years as a relationship manager and consultant at some of the
biggest recordkeepers in the industry.

Brea is a Retirement Plan Consultant at Shepherd Financial. Prior to joining Shepherd Financial in 2025, Brea was a Retirement Plan Advisor at MJ Retirement, where she advised retirement plan committees and oversaw the department’s operations.
Brea is listed as a PLANADVISER Top 100 Retirement Plan Adviser. She has a Bachelor of Arts in Spanish from University of Evansville.

Barbara Delaney currently serves as Principal of StoneStreet Benefit Advisors, a Global Retirement Partners company. She is a seasoned ERISA fiduciary adviser, specializing in defined benefit, defined contribution and most recently health and welfare plans. Based out of Tarrytown, New York, Barbara has 40 years of experience.

Many plan sponsors have not held the same standards with respect to their health and welfare plans as they do with their retirement plans. With the spiraling costs of health care and the need for increased transparency StoneStreet has broadened its scope of services to provide the same standard of care with respect to health care.

Barbara earned a Bachelor of Arts degree in Business Administration and Economics from St. Thomas Aquinas College and attended the New York University’s Stern School of Business. She is a licensed life & health insurance broker and holds Series 7, 24 and 63 securities registration through LPL.

Derek Fiorenza co-founded Summit Group Retirement Planners, Inc. SGRP is a Registered Investment Advisory Firm registered with the Securities Exchange Commission (SEC). Derek serves as an Investment Advisor Representative (IAR) of the RIA. He is the COO/CCO of the corporation and is focused on expanding the brand by providing an extremely high level of service to all its qualified corporate retirement plan clients and the industry. Additionally, Derek founded the non-profit organization, Fiorenza’s Food For Friends (F4) as a 501(c)(3) non-profit organization in 2011. F4’s Vision is to create a world without hunger! F4’s Mission is to connect sources of food to recipients in need.

Elizabeth (Liz) Goldberg advises employee benefit plan sponsors and plan service providers (including financial services firms) on compliance with ERISA fiduciary duties, including with respect to U.S. Department of Labor (DOL) ERISA enforcement matters and ERISA fiduciary counseling and compliance. Liz assists a wide range of clients with issues related to environmental, social, and governance (ESG) investing, especially by retirement plans, asset managers, and financial services firms. Liz is the deputy leader of the firm’s Fiduciary Duty Task Force and a co-leader of the ESG and sustainability advisory practice.

Liz has broad experience representing both plan and service provider clients in DOL ERISA investigations. She draws on her prior work experience that includes six years at the DOL’s Office of the Solicitor, primarily as an ERISA litigator. Liz also works with clients to perform internal audits to minimize any potential liability related to DOL investigations or ERISA litigation.

Jamie Greenleaf is the Co-Founder of Fiduciary In A Box (FIAB) and a recognized expert in fiduciary governance. With a career dedicated to helping employers design and implement retirement programs, she has consistently focused on driving better financial outcomes for employees.

In response to the Consolidated Appropriations Act (CAA) of 2021, Jamie co-founded Fiduciary In A Box to equip employers and their partners with the tools and framework needed to establish a strong fiduciary process for their health care plans, ensuring compliance and reducing risk for plan sponsors.

Tara Krueger has more than 15 years of experience in the retirement industry. In her role as the Director of Product and Offer Management for 1834 Retirement Plan Services, Tara is responsible for the RPS advisory product offering and related product management, governance and oversight of the retirement business.

Prior to coming to 1834, Tara was at Principal Financial Group in the Retirement & Income Solutions division. Throughout her tenure, Tara held positions of increasing scope and responsibility, including leadership roles and involvement with retirement plan distribution, pricing, underwriting, product development, product management and operations.

Robert Massa is the Managing Director of Retirement in Houston for Prime Capital Retirement (formerly Qualified Plan Advisors). Rob is a retirement professional with more than 25 years of retirement industry experience. His primary responsibilities include practice management, strategic investment direction and advice, retirement plan design consulting and compliance, employee education and development, financial wellness strategies, client relationship management and SEC compliance. His career has been focused in the investment management and administration of qualified retirement plans in a diverse series of roles including investment advice, trust administration, recordkeeping, plan document drafting, compliance testing, product management, legal and client consultation. 

Rob has a Bachelor of Arts in public administration and a minor in mathematics from the College of New Jersey. He is a licensed life/health representative, has passed the Series 65 securities exam, is a Chartered Financial Consultant (ChFC), a Certified Employee Benefits Specialist (CEBS), an Accredited Investment Fiduciary (AIF), and Certified Plan Fiduciary Advisor (CPFA). Rob taught employee benefits at St. Thomas University for the Certified Financial Planner program. Rob was named a 2023 PLANADVISER Retirement Plan Adviser of the Year. 

Andrew Salek-Raham specializes in the defense of ERISA class action lawsuits and U.S. Department of Labor enforcement actions. More specifically, Andrew frequently represents plan fiduciaries, plan service providers, plan sponsors, and directors and officers in  lawsuits involving employee stock ownership plans, particularly “overvaluation” suits, and other defined contribution plans, including fee and imprudent fund selection suits. His experience spans all phases of federal litigation, including motions practice, class certification, discovery, mediation, and trial.

In addition to his litigation practice, Andrew represents clients involved in U.S. Department of Labor retirement plan investigations.

While in law school, Andrew was a summer associate at Groom and an intern in the Virginia Attorney General’s Office. Andrew was a teacher in Houston, Texas, through Teach for America before attending law school.

He has his JD from the University of North Carolina School of Law, and a BA from the University of Richmond.

With over 30 years of advising plan participants under her belt, Kelli Send has extensive financial wellness knowledge and oversees the firm’s financial wellness team. She is responsible for curriculum design and delivery, as well as the firm’s money coaching services. Under her leadership, the financial wellness team has won 15 Eddy Awards for excellence in retirement plan participant education programs.

Kelli is a CERTIFIED FINANCIAL PLANNER Professional (CFP) and has her Series 65 license and ERISA Fiduciary certification. She has a B.A. in Marketing from Michigan State University and an M.A. in Adult Education from Carroll University.

As a Managing Director for Strategic Retirement Partners, Phil Senderowitz is responsible for servicing clients, as well as growing the firm’s practice in the Central Florida market. He is a specialist in investment due diligence processes, fiduciary best practices, and provider benchmarking. Phil also provides extensive experience in delivering customized employee education services to help promote more positive retirement outcomes. Phil is a Chartered Financial Analyst (CFA) and a Certified Financial Planner professional.

George Sepsakos is a principal at Groom Law Group, Chartered, who represents clients on a broad range of ERISA, federal tax and securities law matters. His practice is primarily focused on issues related to Title I of ERISA, including fiduciary responsibility and prohibited transaction issues.  George’s practice includes:

• Regularly defending plan trustees, fiduciaries, and service providers in investigations and enforcement proceedings brought by the Department of Labor.
• Representing clients in front of the Department of Labor (DOL), Internal Revenue Service (IRS) and Securities and Exchange Commission (SEC), seeking advisory opinions, prohibited transaction exemptions, no action letters, and other guidance.
• Counseling banks, broker-dealers, recordkeepers, investment managers and advisers and other financial services companies on the structuring and marketing of retirement plan services and products.
• Advising clients on compliance with DOL’s final regulation defining the term “fiduciary.”
• Regularly counseling large employers and plan committees to develop processes and best practices regarding plan investments, including the acquisition and management of employer securities, and plan governance matters.
• Conducting reviews and internal audits of plan governance and administrative practices.

Phil Sherman, CFP, is the Senior Retirement Plan Consultant of Deschutes Investment Consulting in Portland, OR. He was originally drawn to the retirement plan industry after years of working in the wealth management field, where his interactions shed light on the lack of financial literacy. This inspired him to shift his focus to retirement plans and their participants. By working with retirement plans, he realized he could have a direct impact on education through workplace benefits and help employees better handle their money and make choices today that will have a lasting impact for tomorrow. 

Leah is an Executive Partner and the President of Retirement Plans for Shepherd Financial. Prior to joining Shepherd Financial in 2015, Leah worked as a retirement plan designer and plan consultant. She has a Bachelor of Science in Mathematics from the University of Notre Dame. Leah is a Qualified 401(k) Administrator; Qualified Pension Administrator; and Certified Pension Consultant.

Russell Warye is an Area President for HUB Retirement and Wealth Management. Prior to joining HUB, he was President and Founding Partner at Benefit Partners Group, LLC (BPG), a full-service employee benefits consulting and brokerage firm. BPG specialized in benefits administration & compliance, including 401(k) and wealth management services to over 500 corporate clients nationwide. Benefit Partners Group was acquired by HUB International on December 1, 2021.

Russell has been working in the financial services industry for over 30 years. He is an Accredited Investment Fiduciary (AIF), Certified Insurance Counselor (CIC) and Professional Plan Consultant (PPC). He has been recognized as a PLANADVISER Top Retirement Plan Adviser.

As a 25-year industry veteran, Chuck has devoted his professional life to enhancing the financial well-being of institutional and individual clients. As the Finspire, LLC Chief Executive Officer and Senior Consultant, Chuck provides oversight of the firm and is a lead consultant for many of the firm’s corporate retirement plans and high-net worth individual clients. Chuck is also an Adjunct Professor at Northwestern’s School of Continuing Studies where he has been teaching the Retirement Planning and Employee Benefits course since 2005.

Prior to co-founding Finspire, LLC, Chuck served as a Managing Director and Senior Lead Consultant with Sheridan Road Advisors, LLC for 10 years, and with Bank Leumi for the 8 years prior. Chuck is continually working to strengthen his industry knowledge and expertise. Chuck is a Certified Financial Planner (CFP), Chartered Retirement Plans Specialist (CRPS), A Certified 401(k) Specialist (C(k)P), an Accredited Asset Management Specialist (AAMS) and an Accredited Investment Fiduciary (AIF). He earned his B.S. in Finance from DePaul University and his Masters in Business Administration from the Kellstadt Graduate School of Business at DePaul University.