Who

There is nothing like tumultuous times to highlight the value of, and reinforce the need for, expert help for plan fiduciaries. It is also the kind of challenging environment that tends to separate the chaff from the wheat—that sorts out the committed from the merely intrigued—and, yes, it surely plays to the advantage of a profession dedicated to helping plan sponsors construct the right programs and participants make the best of them.

In 2005, we launched our Retirement Plan Adviser of the Year award: to acknowledge “the contributions of the nation’s best financial advisers in helping make retirement security a reality for workers across the nation.” In the pages that follow, it is our privilege to highlight the standouts from this year’s nominations in terms of “success,’ as measured by number of plans and dollar value of assets under advisement1.

The advisers and adviser practices listed on the following pages were drawn from nominations received for PLANSPONSOR’s annual awards for Retirement Plan Adviser of the Year and Retirement Plan Adviser Team of the year. The criteria that underlie the award are simple but significant: We want to recognize advisers who make a difference through increasing participation, boosting deferral rates, enhancing asset allocation, and/or providing better programs through expanded service or expense management.

This year, we received 332 nominations representing more than 200 advisers. Ten advisers received five or more nominations. We collected information from 216 advisers and, of those, 127 advisers (78 teams and 49 individuals) completed the entry form in its entirety, making them eligible for the award.

A little more than half (52.8%) of those completing the survey identified themselves as independent advisers, the rest affiliated with wirehouses, including a number of the nation’s largest and best-known. Significantly, more than two-thirds (68.3%) of those nominated say they offer their services as a fiduciary—including a number affiliated with those wirehouses that traditionally have resisted embracing ERISA’s fiduciary entanglements.

That the advisers nominated have enjoyed success is undeniable. Collectively, they represent $159.7 billion in assets under advisement and serve more than 3.5 million participants. Between September 2006 and September 2007, this group of advisers has added 1,274 plans, while only losing 102.

The majority of advisers nominated are not targeting huge plans, and many are building significant books of business out of mid-size plans. However, unlike last year, when most advisers and teams said they were specializing in the $2 million to $50 million market, this year, only 34.2% of advisers said that was their target market, while 42.3% of advisers said they are focused on the $10 million to $50 million space. The $50 million to $200 million market was the target for 14.8% of nominated advisers and, for 6.7%, it was the micro $500,000 to $2 million plans. Just 2% aim for plans with more than $200 million in assets.

More than half have clients using automatic enrollment and automatic deferral increases, while enrollment meetings and ongoing participant education are offered by about 95% of the nominees. Advisers are most likely to meet with participants semiannually as a group (31.3% of advisers), followed by quarterly group meetings (30.6%). About three-quarters of advisers and adviser teams offer individual investment advice, while 72.3% offer personal planning as well.

However, plan sponsors get much better attention, with 59.7% of advisers having quarterly meetings with the client to discuss investments (investment monitoring is offered by 94.9% of advisers). Almost all advisers (97.8%) say they help create an investment policy statement for the plan, while 56.2% create a communication policy statement to focus education efforts. Meetings to discuss the recordkeeper or plan design issues are most likely to occur annually.

Compensation has become a sensitive issue of late, and advisers—including many that have long been compensated based on plan asset values—have been repositioning their fees and services in response. Among this year’s nominees, the split in approach is evident: 120 have some plans paying fees based on assets; a nearly identical 113 are receiving commissions; and 99 advisers say that some clients pay them a fee based on service or projects.

Many advisers are branching out beyond just 401(k)s: Among this year’s nominations, there are 36 advisers or adviser teams with 10% or more of their business in defined benefit plans and 22 with the same contributions from nonqualified deferred compensation programs. Additionally, 403(b) plans make up a 10th of the practice for 13 advisers or teams, and nine advisers have that amount of their business coming from 457 plans.

The Process 

Nominations for the Retirement Plan Adviser and Adviser Team of the Year awards were solicited online from retirement plan advisers, their employers and/or broker/dealers, and plan sponsors, as well as from working partners of these advisers, including investment vendors, accountants and attorneys, and pension administrators (advisers who have attained the PLANSPONSOR Retirement Professional designation receive an automatic nomination). Nominees must complete a form providing various details of their practice.

A list of semifinalists is compiled from a quantitative evaluation of their current service levels and, based on interviews with their plan sponsor clients, finalists are selected. Those finalists then are evaluated by an expert panel of judges, from which the winners are selected.

The winners will be announced at the annual PLANSPONSOR/PLANADVISER Awards Dinner on April 3, 2008, in New York. We will profile the Adviser of the Year and the Adviser Team of the Year in more detail in the April 2008 issue of PLANSPONSOR magazine and the March/April 2008 issue of PLANADVISER magazine.

Previous Winners 

• Chad Larsen of Moreton Financial Solutions in Denver, Colorado (2007)  
• Dorann Cafaro of The Cafaro Group in Little Silver, New Jersey (2006)  
• John Mott of Smith Barney in Houston, Texas (2005)  
• The inaugural PLANSPONSOR Retirement Plan Adviser Team of the Year was the STAR Group with Merrill Lynch in Akron, Ohio, in 2007.  

Individual Advisers with $500MM or More in AUA 

>$3B 

Jayson Davidson 

Arnerich Massena & Associates, Portland, OR 

Randall C. Long 

SageView Advisory Group, Irvine, CA 

Danford Meischen

Merrill Lynch, Houston, TX 

Thomas W. Parks 

Citi Consulting, Milwaukee, WI 

Christopher J. Rowlins

USI Advisors, Inc., Glastonbury, CT 

>$1B – $3B 

Gary Handler

UBS Financial Services Inc., Encino, CA 

Tom Noble 

Noble Retirement Group, Sugar Land, TX 

Andrew Prevost

Meltzer Group, Bethesda, MD

Kenneth J. Rogers 

RogersFinancial, Harrisonburg, VA 

Nathan E. Skow

Merrill Lynch, Seattle, WA 

Roger W. Stephens 

Morgan Stanley, Los Angeles, CA 

$500MM – $1B 

Jason K. Chepenik

Chepenik Financial, Orlando, FL

John B. Leeson

Investment Research & Advisory

Group, Inc., Atlanta, GA 

Anthony Mabry

Merrill Lynch, Columbus, OH 

William M. Peragine III 

Morgan Stanley, Jericho, NY 

Adviser Teams with $500MM or More in AUA 

>$5B

401(k) Advisors

Vince Giovinazzo, Nick Della Vedova, 

Veronica Paredes, Jeff Elvander, Jami
Chapman, Michael Viljak, Julie Ward,
Todd Hoppock, Austin G. William, Joel
Shapiro, Debbie Vince, Susann Haas

Aliso Viejo, CA 

The Dobbs Group

Wm. Craig Dobbs

Citi Institutional Consulting, Indianapolis, IN 

Fiduciary Investment Advisors, LLC

Mark Wetzel, Michael Goss ,

Christopher Kachmar, Karen Paulson,

Anthony Tranghese, Ryan Gardner

Windsor, CT 

Institutional Consulting Group

John A. Pickett , Ross H. Clary

RBC Dain Rauscher, Dallas, TX 

USI Consulting Group

Bill Tremko, Chris Martin, Chris ­
Rowlins, Ken Hyne, Glastonbury, CT 

$2.5B – $5B 

Alliance Benefit Group Financial

Services Corp.

Brad Arends, Grant Arends, Kevin
Dulitz, Larry Arends, Brian Westemeyer,

Steve Brownlow, Lynn Kermes,

Jeff Englin, Albert Lea, MN  

CAPTRUST Financial Advisors 

Mark Medlin, Mike Hudson, Raleigh, NC 

The Founders Group

Anthony M. Franchimone ,

Larry Deatherage

National Retirement Partners, La Jolla, CA

Francis Investment Counsel LLC

Mike Francis, Kelli Send, Stephanie

Truog, Joe Topp, Ed Mcilveen, Tim Shirk,

Art Harris, Pewaukee, WI 

Gsell Group

Bruce Gsell, Goran Bojovski

Merrill Lynch, Edison, NJ 

Innovest Portfolio Solutions

Richard M. Todd, Wendy J. Dominguez,

Brad Brewer, William E. Fender,

Donna Patch, Denver, CO 

Plan Sponsor Advisors, Inc.

Donald Stone, Jennifer Flodin , ­

Mark Whitehead, Rhonda Berg,

Marina Menard, Chicago, IL 

Ward Financial Advisory Group

Brian A Ward, Steven W. Glasgow

Brentwood, TN

$1.5B – <$2.5B 

The Beirne Group 

John A. Beirne Jr., James A. Betzig,

Erik C. Scaranuzzo

Merrill Lynch, New Haven, CT

Capital Strategies Group

William Woodall, Barbara Best ,

Nancy Rizzuto

Wachovia Securities, Naperville, IL

Castner Josephs Retirement Group, 

NRP Member Firm

Gary S. Josephs , Michael Castner ,

Jill Shea, Costa Mesa, CA 

The Centurion Group

Kevin Broderick, James Hageney

Joseph Bartnicki, Patrick Reisinger

Gene Weber, Plymouth Meeting, PA  

Institutional Investment Consulting,

NRP Member Firm

Michael Kozemchak , Tony Ciocca ,

Greg Cimmino, Bloomfield Hills, MI  

The Napolitano Group

David Napolitano, Keith Dressel

Morgan Stanley, Paramus, NJ

PearlStreet Investment Management

Joseph Horlings, Susan Rose, Kevin
Cusack, Shawn Kersjes, Collin Dawes

Oppenheimer & Co. Inc., Grand Rapids, MI 

$750MM – <$1.5B 

Alford-Jungers Financial &

Insurance Services, Inc.,

NRP Member Firm

Lisa Jungers , Darrell Alford

San Diego, CA

Cate & Burton Group

John Cate, Matt Burton 

Morgan Stanley, Indianapolis, IN 

CBIZ Financial Solutions, Inc.

Brian Dean, Mike Swallow,

Michael Ziccardi, Joe Granzier,

Eric Endress, Kevin Kocsis

Cleveland, OH

ClearPoint Financial

Paul Grutzner, Seattle, WA 

FFoA,NRP Member Firm  

Barbara Delaney , Pearl River, NY 

Kelliher Group

Stephen Kelliher , Joseph

McLaughlin , Bennett White

Morgan Stanley, Norwell, MA 

The Kieckhefer Group

Robert Kieckhefer , Janet Ganong

RBC Dain Rauscher, Milwaukee, WI

Oswald Financial, Inc.

David Kulchar , Cleveland, OH 

Precept RPS

Linda K. Bright, Doug Igel 

Precept, Irvine, CA 

The Prince Group 

Douglas Prince

Stifel Nicolaus & Company Inc.,

Indianapolis, IN 

Soltis Investment Advisors 

Lon Henderson, Hal Anderson,

Kim Anderson, Tyler Wilkinson,

Clark Taylor, Nate McNamee,

James Shumway

St. George, UT

$500MM – <$750MM 

Advanced Financial

Strategists, Inc. (AFS)

Eric Loyd, Keith Sproles

Lawrenceville, GA 

Barney & Barney LLC

Retirement Services

William Peartree, Rick Skelly,

Gary Gunning, San Diego, CA  

Bukaty Companies

Retirement Plan Services

Vince Morris , Jason Hoffman,

Tristan Talley, John Franklin &

Tom Wright, Leawood, KS  

Christiansen Investments, Inc.

James Marshall, Manuel Rosado,

Cheryl Luedtke-Stoehr, Jonathan

Marshall, Mequon, WI  

FDG&S

Phil Fiore, Stephen DesRochers ,

Dean Gaughler, Gary Serio

Merrill Lynch, Fairfield, CT

Heffernan Financial Services,

NRP Member Firm

John Prichard, Sr. , Blake Thibault

San Francisco, CA 

Robert Hendrian 

Merrill Lynch, Farmington Hills, MI 

Longfellow Benefits, 

NRP Member Firm

Kendall Storch, David Boucher,

Andrew Hershenow, Phil LeBlanc

Boston, MA 

The Mahoney Group

Kevin Mahoney, Christopher

Mahoney, Mark Marotta,

Kristen Koluch, Phil Murphy,

Merrill Lynch, West Nyack, NY 

The O’Brien Anderson Group

Robert O’Brien, Mikael Anderson,

Rondell Richardson, Seamus Carney

Merrill Lynch, Chicago, Illinois

Retirement Services Department 

Brenda H. Brammer,

Laura S. Timberlake, Nikki Warford

Community Trust and Investment Company,
Ashland, KY 

Walker/Bafs Retirement Group

Wade A. Walker, Jeff Bafs, Jordan Brown,
Matt Fleck, Matt Byers, Lynda Schmutte,
Dan Holton, Mike Adams, Ted Spurgeon,
Scott Saad, Brad Baird, Joe Matis

Merrill Lynch, Indianapolis, IN

Most Plans: Individual Adviser 

100+ plans 

Randall C. Long

SageView Advisory Group Irvine, CA 

Andrew Prevost

Meltzer Group, Bethesda, MD

Christopher J. Rowlins

USI Advisors, Inc., Glastonbury, CT 

75 – 100 plans 

Sean Deviney

Provenance Wealth Advisors

Fort Lauderdale, FL

Jordan Gelb

Merrill Lynch, Northbrook, IL

Tom Noble

Noble Retirement Group, Sugar Land, TX 

William M. Peragine III

Morgan Stanley, Jericho, NY 

Thom Shumosic 

Rockwood Financial Group & Retirement
Planning Specialists, Wilmington, DE

James F. Sampson

Telamon Insurance & Financial Network,
Newton, MA 

50 – 74 plans 

John Barry

JMB Wealth Management/National Planning
Corporation, Torrance, CA

Gary Handler

UBS Financial Services Inc., Encino, CA

Barnaby W. Horton

Merrill Lynch, Hartford, CT

Danford Meischen

Merrill Lynch, Houston, TX

Charles Snyder 

Robert W. Baird & Co., Cleveland, OH 

35 – 49 plans 

Jason Chepenik 

Chepenik Financial, Orlando, FL

Jeffrey Justi

Leavitt Pacific, San Jose, CA

Timothy Kasper 

Merrill Lynch, Fort Lauderdale, FL

Claiborne B. “Chip’ Morton

National Retirement Partners, Destin, FL

Parks Consulting Group

Thomas W. Parks

Citi Consulting, Milwaukee, WI

Rick Wedge

Northgate Benefits, Novato, CA

James L. Worrell

GPS Investment Advisors, LLC,

Providence, RI

Most Plans: Adviser Teams 

200+ 

401(k) Advisors 

Vince Giovinazzo, Nick Della Vedova,

Veronica Paredes, Jeff Elvander,

Jami Chapman, Michael Viljak,

Julie Ward, Todd Hoppock,

Austin G. William, Joel Shapiro,

Debbie Vince, Susann Haas

Aliso Viejo, CA

Alliance Benefit Group

Financial Services Corp.

Brad Arends, Grant Arends, Kevin
Dulitz, Larry Arends, Brian Westemeyer,

Steve Brownlow, Lynn Kermes,

Jeff Englin, Albert Lea, MN  

Oswald Financial, Inc.

David Kulchar , Cleveland, OH 

USI Consulting Group

Bill Tremko, Chris Martin, Chris

Rowlins, Ken Hyne, Glastonbury, CT  

Walker/Bafs Retirement Group

Wade A. Walker, Jeff Bafs, Jordan Brown,
Matt Fleck, Matt Byers, Lynda Schmutte,
Dan Holton, Mike Adams, Ted Spurgeon,
Scott Saad, Brad Baird, Joe Matis

Merrill Lynch, Indianapolis, IN

120 – 199 plans 

Barney & Barney LLC

Retirement Services

William Peartree, Rick Skelly,

Gary Gunning, San Diego, CA  

Chappelle Consulting Group,

NRP Member Firm

Allan Chappelle, Hunter Flack,

Brian MacKenzie, Allan J. Chappelle

Birmingham, AL 

ClearPoint Financial

Paul Grutzner, Seattle WA  

Henderson Brothers Retirement

Plan Services

William Beale, Pittsburgh, PA 

100 – 119 plans 

Bukaty Companies

Retirement Plan Services

Vince Morris , Jason Hoffman,

Tristan Talley, John Franklin &

Tom Wright, Leawood, KS  

CBIZ Financial Solutions, Inc 

Brian Dean, Mike Swallow,

Michael Ziccardi, Joe Granzier,

Eric Endress, Kevin Kocsis

Cleveland, OH

The Duvall Jackel Group

Howard M. Duvall IV, Andrew Jackel

New York, NY 103 

Longfellow Benefits, 

NRP Member Firm

Kendall Storch, David Boucher,

Andrew Hershenow, Phil LeBlanc

Boston, MA

The O’Brien Anderson Group

Robert O’Brien, Mikael Anderson,

Rondell Richardson, Seamus Carney

Chicago, Illinois

RDM Financial Group

Ronald Weiner, David Snetro,

Westport, CT

Ward Financial Advisory Group

Brian A Ward, Steven W. Glasgow

Wachovia Securities, Brentwood, TN

75 – 99 plans 

Kelliher Group

Stephen Kelliher , Joseph

McLaughlin , Bennett White

Morgan Stanley, Norwell, MA

Fiduciary Investment Advisors, LLC

Mark Wetzel, Michael Goss ,

Christopher Kachmar, Karen Paulson,

Anthony Tranghese, Ryan Gardner

Windsor, CT

The Founders Group,NRP Member Firm  

Anthony M. Franchimone ,

Larry Deatherage , La Jolla, CA 

The Hagwood Tomoda Group

Aaron Hagwood, Scott Tomoda,

Andres Castano

Morgan Stanley, Wellesley, MA 

Heffernan Financial Services, 

NRP Member Firm

John Prichard, Sr. , Blake Thibault

San Francisco, CA 

The Myers Wolfe Myers Group

Marshall Myers, Noel J. Wolfe ,

Scott E. Myers

Morgan Stanley, Jenkintown, PA 

The Prince Group

Douglas Prince

Stifel Nicolaus & Company Inc.,

Indianapolis, IN

Retirement Services Department

Brenda H. Brammer, Laura S. ­Timberlake, Nikki Warford

Community Trust & Investment Company, Ashland, KY 

Traum & Vaughan

Brannan Vaughan, Jeffrey Traum

Morgan Stanley, Palo Alto, CA

Advisers with 10% or More of

Their Business in 403(b) Plans

(listed alphabetically) 

Gregg Andonian 

Baystate 401k Advisors, Milford, MA 

Scott Ciullo 

Raymond James, Marquette, MI 

FDG&S 

Stephen DesRochers , Phil Fiore,

Dean Gaughler, Gary Serio 

Merrill Lynch, Fairfield, CT 

Howell & Sharp Group 

Brett Howell, Craig Sharp 

Merrill Lynch, Grand Rapids, MI 

Jeffrey Justi

Leavitt Pacific, San Jose, CA 

Michael E. Morris 

RSA, Cincinnati, OH 

Plan Sponsor Advisors, Inc. 

Donald Stone, Jennifer Flodin ,

Mark Whitehead, Rhonda Berg,

Marina Menard, Chicago, IL 

Andrew Prevost 

Meltzer Group, Bethesda, MD 

James F. Sampson 

Telamon Insurance & Financial Network,
Newton, MA 

Heffernan Financial Services,

NRP Member Firm

John Prichard, Sr. , Blake Thibault 

San Francisco, CA 

Advisers with 10% or More of

Their Business in 457 Plans

(listed alphabetically) 

Alliance Benefit Group

Financial Services Corp.

Brad Arends, Grant Arends, Kevin
Dulitz, Larry Arends, Brian Westemeyer,

Steve Brownlow, Lynn Kermes,

Jeff Englin, Albert Lea, MN 

Barney & Barney LLC

Retirement Services

William Peartree, Rick Skelly,

Gary Gunning, San Diego, CA 

Jayson Davidson

Arnerich Massena & Associates,

Portland, OR

FDG&S 

Stephen DesRochers , Phil Fiore,

Dean Gaughler, Gary Serio 

Merrill Lynch, Fairfield, CT 

The Howell & Sharp Group

Brett Howell, Craig Sharp 

Merrill Lynch, Grand Rapids, MI 

Innovest Portfolio Solutions LLC

Richard M. Todd, Wendy J. Dominguez,

Brad Brewer, William E. Fender,

Donna Patch, Denver, CO 

Walker/Bafs Retirement Group 

Wade A. Walker, Jeff Bafs, Jordan Brown,
Matt Fleck, Matt Byers, Lynda Schmutte,
Dan Holton, Mike Adams, Ted Spurgeon,
Scott Saad, Brad Baird, Joe Matis

Merrill Lynch, Indianapolis, IN

Advisers with 10% or More of Their Business in Nonqualified Plans

(listed alphabetically) 

Alford-Jungers Financial & Insurance
Services, Inc., NRP Member Firm

Lisa Jungers , Darrell Alford

San Diego, CA 

The Centurion Group

Kevin Broderick, James Hageney,

Joseph Bartnicki, Patrick Reisinger,

Gene Weber, Plymouth Meeting, PA 

Scott Ciullo

Raymond James, Marquette, MI

Devenir Corporate Services

Lori Gluth, Eric Remjeske

Devenir, Minneapolis, MN 

Jordan Gelb

Merrill Lynch, Northbrook, IL 

Howell & Sharp Group

Brett Howell, Craig Sharp

Merrill Lynch, Grand Rapids MI 

Kass/Freeman Group

Jonathan Kass & Robert Freeman

Merrill Lynch, New York, NY

Institutional Investment

Consulting,NRP Member Firm  

Michael Kozemchak , Tony Ciocca ,

Greg Cimmino, Bloomfield Hills, MI 

The Kieckhefer Group

Robert Kieckhefer , Janet Ganong

RBC Dain Rauscher, Milwaukee, WI

Longfellow Benefits,NRP Member Firm  

Kendall Storch, David Boucher,

Andrew Hershenow, Phil LeBlanc

Boston MA

Danford Meischen

Merrill Lynch, Houston, TX 

Precept RPS

Linda K. Bright, Doug Igel

Precept, Irvine, CA 

Thom Shumosic

Rockwood Financial Group & Retirement
Planning Specialists, Wilmington, DE

Roger W. Stephens

Morgan Stanley, Los Angeles, CA

William Van Ess

The Vincent Group, Inc. Green Bay, WI

Ward Financial Advisory Group

Brian A Ward, Steven W. Glasgow

Wachovia Securities, Brentwood, TN

Eric Zakarin

Morgan Stanley, Short Hills, NJ 

Advisers with 10% or More of Their Business in Defined Benefit Plans

(listed alphabetically) 

Gregg Andonian 

Baystate 401k Advisors, Milford, MA

Richard L Behr

401K Squared, Littleton, CO

The Beirne Group

John A. Beirne Jr., James A. Betzig,

Erik C. Scaranuzzo Erik C. Scaranuzzo

Merrill Lynch, New Haven, CT

Capital Strategies Group of

Wachovia Securities

William Woodall, Barbara Best ,

Nancy Rizzuto

Wachovia Securities, Naperville, IL

CAPTRUST Financial Advisors

Mark Medlin, Mike Hudson

Raleigh, NC 

Castner Josephs Retirement Group, 

NRP Member Firm

Gary S. Josephs , Michael Castner ,

Jill Shea, Costa Mesa, CA 

Brian Dean, Mike Swallow,

Michael Ziccardi, Joe Granzier,

Eric Endress, Kevin Kocsis

CBIZ Financial Solutions, Inc., Cleveland, OH 

Cleveland Hauswirth Investment

Management, Inc.

Nan Cleveland, Roy Hauswirth,

Michael Sellinger, Brookfield, WI 

Charles Snyder 

Robert W. Baird & Co., Cleveland, OH 

The Dobbs Group

Wm. Craig Dobbs

Citi Institutional Consulting, Indianapolis, IN

FFoA,NRP Member Firm  

Barbara Delaney , Pearl River, NY 

Fiduciary Investment Advisors, LLC

Mark Wetzel, Michael Goss,

Christopher Kachmar, Karen Paulson,
Anthony Tranghese, Ryan Gardner

Windsor, CT

Francis Investment Counsel LLC

Mike Francis, Kelli Send, Stephanie

Truog, Joe Topp, Ed Mcilveen,

Tim Shirk, Art Harris

Pewaukee, WI

The Heestand Company,

NRP Member Firm

Bill Heestand , Mary Martinis

Portland, OR

Howell & Sharp Group

Brett Howell, Craig Sharp

Merrill Lynch, Grand Rapids MI 

Institutional Consulting Group

John A. Pickett , Ross H. Clary

RBC Dain Rauscher, Dallas, Texas 

Randall C. Long

SageView Advisory Group, Irvine, CA 

Claiborne B. “Chip’ Morton, III

National Retirement Partners, Destin, FL 

The Napolitano Group

David Napolitano, Keith Dressel

Morgan Stanley, Paramus, NJ 

The O’Brien Anderson Group

Robert O’Brien, Mikael Anderson,

Rondell Richardson,

Seamus Carney Robert

Merrill Lynch, Chicago, IL

Parks Consulting Group

Thomas W. Parks

Citi Consulting, Milwaukee, WI

Precept RPS

Linda K. Bright, Doug Igel

Precept, Irvine, CA 

Schooley/Houck Group

Richard L. Schooley, Craig A. Houck

Morgan Stanley, Savannah, GA

Soltis Investment Advisors

Lon Henderson, Hal Anderson,

Kim Anderson, Tyler Wilkinson,

Clark Taylor, Nate McNamee,

James Shumway

St. George, UT 

Roger W. Stephens

Morgan Stanley, Los Angeles, CA 

USI Consulting Group

Bill Tremko, Chris Martin, Chris Rowlins,
Ken Hyne, Glastonbury, CT  

Ward Financial Advisory Group

Brian A Ward, Steven W. Glasgow

Wachovia Securities, Brentwood, TN 

Rick Wedge

Northgate Benefits, Novato, CA 

Individual Advisers with an Average Plan Participation Rate of 80% or More
(listed alphabetically) 

Joseph Baker

Alcus Financial Group, LLC,

Mount Pleasant, SC 

Richard L Behr

401K Squared, Littleton, CO 

Scott Ciullo

Raymond James, Marquette, MI 

Jordan Gelb 

Merrill Lynch, Northbrook, IL 

Timothy J. Halls

Moneta Group Investment Advisors, LLC,
Clayton, MO

Barnaby W. Horton

Merrill Lynch, Hartford, CT 

Jeffrey Justi

Leavitt Pacific, San Jose, CA 

Timothy A. Kasper 

Merrill Lynch, Fort Lauderdale, FL

John B. Leeson

Investment Research & Advisory Group, Inc., Atlanta, GA 

Rex W. Linkenbach

Princor Financial Services Corporation,

Mansfield, OH 

Randall C. Long

SageView Advisory Group, Irvine, CA 

Claiborne B. “Chip’ Morton, III

National Retirement Partners, Destin, FL 

Tom Noble 

Noble Retirement Group, Sugar Land, TX 

William M. Peragine III 

Morgan Stanley, Jericho, NY

Thom Shumosic 

Rockwood Financial Group & Retirement ­
Planning Specialists, Wilmington, DE

Roger W. Stephens

Morgan Stanley, Los Angeles, CA

Robert N. Truitt 

Merrill Lynch, Peachtree City, GA 

Chris Vordemesche

UBS Financial Services, Cincinnati, OH 

Rick Wedge

Northgate Benefits, Novato, CA 

Eric Zakarin 

Morgan Stanley, Short Hills, NJ 

Adviser Teams with an Average Plan Participation Rate of 80% or More (listed alphabetically) 

Alliance Benefit Group

Financial Services Corp.

Brad Arends, Grant Arends, Kevin
Dulitz, Larry Arends, Brian Westemeyer,

Steve Brownlow, Lynn Kermes, Jeff Englin

Albert Lea, MN

Barney & Barney LLC

Retirement Services

William Peartree, Rick Skelly,

Gary Gunning, San Diego, CA 

The Brown Group

Stephen Brown, Merrill Lynch, Pittsford, NY  

CAPTRUST Financial Advisors

Mark Medlin, Mike Hudson, Raleigh, NC  

Castner Josephs Retirement Group, 

NRP Member Firm

Gary S. Josephs , Michael Castner ,

Jill Shea, Costa Mesa, CA  

Cate & Burton Group

John Cate, Matt Burton

Morgan Stanley, Indianapolis, IN 

The Centurion Group 

Kevin Broderick, James Hageney,

Joseph Bartnicki, Patrick Reisinger,

Gene Weber, Plymouth Meeting, PA 

Chappelle Consulting Group, Inc., 

NRP Member Firm

Allan Chappelle, Hunter Flack,

Brian MacKenzie, Birmingham, AL 

Christiansen Investments, Inc.

James Marshall, Manuel Rosado,

Cheryl Luedtke-Stoehr,

Jonathan Marshall, Mequon, WI 

Paul D’Aiutolo

UBS Financial Services, Inc., Rochester, NY

Everhart Financial Group, Inc.

Scott Everhart, Andrew Keeler,

Matthew Romeo, Frank Ciotola,

Brian Hanna, Dublin, OH 

FFoA,NRP Member Firm  

Barbara Delaney , Pearl River, NY  

Fiduciary Investment Advisors, LLC

Mark Wetzel, Michael Goss ,

Christopher Kachmar, Karen Paulson,
Anthony Tranghese, Ryan Gardner

Windsor, CT

Francis Investment Counsel LLC

Mike Francis, Kelli Send, Stephanie
Truog, Joe Topp, Ed Mcilveen, Tim Shirk,

Art Harris, Pewaukee, WI 

The Founders Group, NRP Member Firm  

Anthony M. Franchimone,

Larry Deatherage, La Jolla, CA 

FPL Financial Strategies LLC

Mark Phillips, Rod Friedman,

Michael Leonard, Columbus, OH 

Gateway Wealth Management Group

Glenn A. Blachman, Paul A. De Rosa,

Jay H. Flamme, Brian Power

Merrill Lynch, Newark, NJ 

Geringer/Laub/Haag

Gary Geringer, Cindy Laub, Brandon Haag

Merrill Lynch, Wichita, KS 

Heffernan Financial Services, 

NRP Member Firm

John Prichard, Sr. , Blake Thibault

San Francisco, CA

Henderson Brothers

Retirement Plan Services

William Beale, Pittsburgh, PA 

The Hendrian Group

Robert Hendrian, Michael Rybka,

Jon Sabo, Merrill Lynch, Farmington Hills, MI 

The Howell & Sharp Group

Brett Howell, Craig Sharp

Merrill Lynch, Grand Rapids, MI

Institutional Investment Consulting,
NRP Member Firm  

Michael Kozemchak, Tony Ciocca,

Greg Cimmino, Bloomfield Hills, MI 

Kelliher Group

Stephen Kelliher, Joseph McLaughlin,

Bennett White

Morgan Stanley, Norwell, MA 

The Kieckhefer Group

Robert Kieckhefer , Janet Ganong

RBC Dain Rauscher, Milwaukee, WI 

Longfellow Benefits,NRP Member Firm  

Kendall Storch, David Boucher,

Andrew Hershenow, Phil LeBlanc

Boston, MA 

The Mahoney Group 

Kevin Mahoney, Christopher Mahoney,

Mark Marotta, Kristen Koluch,

Phil Murphy, Merrill Lynch, West Nyack, NY 

The Maresh-Yoshida Group

Michael Maresh, Henry Yoshida

Merrill Lynch, Austin, TX 

The Murray Group

Paul Murray, Patrick Callaghan,

Robert Gage, Carrie Watts

Morgan Stanley, Riverwoods, IL

The Myers Wolfe Myers Group

Marshall Myers, Noel J. Wolfe ,

Scott E. Myers

Morgan Stanley, Jenkintown, PA

The Napolitano Group

David Napolitano, Keith Dressel

Morgan Stanley, Paramus, NJ

Oswald Financial, Inc.

David Kulchar , Cleveland, OH 

Plan Sponsor Advisors, Inc.

Donald Stone, Jennifer Flodin ,

Mark Whitehead, Rhonda Berg,

Marina Menard, Chicago, IL 

Precept RPS

Linda K. Bright, Doug Igel

Precept, Irvine, CA 

The Prince Group

Douglas Prince

Stifel Nicolaus & Company Inc.,

Indianapolis, IN 

RDM Financial Group

Ronald Weiner, David Snetro,

Westport, CT

The Rinehart-Staadeker-Sussli

Retirement Consulting Group

Ken Rinehart, Paul Staadeker, Mike Sussli 

Wachovia Securities, LLC, Cincinnati, OH 

Schooley/Houck Group

Richard L. Schooley, Craig A. Houck

Morgan Stanley, Savannah, GA

Spierer Group

Alan Spierer, Christopher Zangari,

David Sytsma, Tim Yagasits,

Jeffrey Isaac, Ryan Sochacki 

UBS Financial Services, Inc.

New York, NY

Traum & Vaughan

Brannan Vaughan, Jeffrey Traum

Morgan Stanley, Palo Alto, CA 

USI Consulting Group

Bill Tremko, Chris Martin, Chris Rowlins,
Ken Hyne, Glastonbury, CT 

Walker/Bafs Retirement Group

Wade A. Walker, Jeff Bafs, Jordan Brown,

 Matt Fleck, Matt Byers, Lynda Schmutte,

Dan Holton, Mike Adams, Ted Spurgeon,
Scott Saad, Brad Baird, Joe Matis

Merrill Lynch, Indianapolis, IN