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Wednesday, July 06, 2022
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2022 PLANADVISER DCIO Survey
The ongoing wave of consolidation has fundamentally altered the industry landscape.
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A Capitol Hill Update With SSGA’s Melissa Kahn
The leader of State Street Global Advisors’ public policy work says there is significant momentum building in Congress behind another ambitious package of retirement reforms.
Today’s Most Read
1. DOL Rescinds 2022 Cryptocurrency Guidance for 401(k) Plans
2. Data Breach at Alera Exposed Data of More Than 10,000 Individuals
3. DOJ, FTC State Position in ESG-Related Coal Suit Against Largest Asset Managers
The Biggest Risks Americans Face in Retirement
A new Center for Retirement Research analysis identifies five major retirement risks, with the top three being longevity, market and health risks.
Pension Plans Among ESG’s Biggest Proponents
Major pension funds see sustainable investing as a fundamental element of investing rather than a potential drag on performance, according to a new Morningstar survey.
Strategies for Reining In Health Care Costs in Early Retirement
Health savings accounts and direct primary care can help keep medical bills from spiraling out of control.
Market Mirror Market Mirror Graph

Tuesday, the Dow slipped 129.44 points (0.42%) to 30,967.82 , the Nasdaq increased 194.39 points (1.75%) to 11,322.24 and the S&P 500 gained 6.06 points (0.16%) to close at 3,831.39. The Russell 2000 climbed 13.57 points (0.79%) to 1,741.33  and the Wilshire 5000 extended 170.11 points (0.45%) to 38,167.88.

The price of the 10-year Treasury note increased 27/32 lowering its yield down to 2.831%. The price of the 30-year Treasury bond increased 30/32 lowering its yield down to 3.074%.
Industry Intel Roundup Featured Webinars
PLANADVISER is pleased to present the next edition of our Industry Intelligence roundup. This week, we are featuring webinars sponsored by or featuring experts in the industry. The content was created to supply actionable insights to retirement plan advisers regarding client service and practice management.
Sponsored by Commonwealth | June 10, 2025
The 4-1-1(k): A SECURE 2.0 Provision’s “Grand” Impact on Emergency and Retirement Savings
How big of a difference can $1K make? For retirement plan engagement, the answer could depend on how well RPAs and recordkeepers understand and communicate the relationship between short-term and long-term savings to plan sponsors and their benefit-eligible employees. Under the SECURE 2.0 Act, employees can withdraw up to $1,000 once a year from their traditional 401(k) retirement accounts for self-identified emergencies, without paying the 10% early withdrawal tax. Research and thought leadership from Commonwealth, BlackRock’s Emergency Savings Initiative, Compass Financial Partners, a Marsh & McLennan Agency LLC Company, and Voya Financial sheds light on the wide-ranging needs of employees in a geographically diverse workforce, and how a suite of emergency savings and liquidity options can best serve workers, and where the new provision fits into those options. This webinar will: ● Dive into the impacts of SECURE 2.0’s $1K withdrawal provision on retirement plan engagement ● Share the RPA and recordkeeper's points of view on the implementation and impact of emergency savings benefits ● Provide tangible action steps for attendees to consider adopting a proactive provision promotion approach for their teams All views and opinions expressed by panelists are their own and are not intended to be those of sponsoring or partner organizations.
June 11, 2025
Retirement Plan Advisers of the Year in Conversation
2025 Retirement Plan Adviser of the Year finalists and winners will talk about retirement plan sponsor and participant service, improving retirement plan access, mentoring and promoting equity in the adviser industry. Join us with your questions.
Sponsored by Principal | June 24, 2025
Pension risk: Strategies to help manage market volatility
In recent years, many defined benefit plan sponsors have maintained significant allocations to equity investments, experiencing asset growth. Now, as market volatility threatens funding ratio gains, it’s important to consider strategies to help lock in DB plan funding gains and reduce investment risk. Get perspective and insights from defined benefit leaders as they discuss: • What to consider when implementing or adjusting a liability-driven investing (LDI) strategy • When pension risk transfer (PRT) may be an option • How consolidating services with one provider could help improve risk alignment In a challenging time for pension plan management, you can prepare to de-risk when the timing is right.
September 10, 2025
Retirement Income
Experts will share data about retirement income solutions for employer-sponsored defined contribution plans and discuss what is still needed to meet the needs of plan sponsors and participants. Hear how retirement income solutions have evolved and bring your questions.
December 10, 2025
Year in Review
Some of the top advisers of 2025 discuss their successes and challenges during the year. They’ll share their thoughts on changes in the retirement plan industry and what they’ve learned that could be helpful in the year ahead.
March 12, 2025
Understanding Adviser Value
We’ll present findings from the 2024 PLANADVISER Adviser Value Survey, highlighting key metrics that illustrate plan advisers’ impact on plan design and governance and what plan sponsors identify as the benefits of partnering with a retirement plan adviser. Listen as some of the top advisers discuss services they provide and strategies for showcasing adviser value to both current and prospective clients.
December 18, 2024
Year in Review
Join PLANADVISER to hear from some of the top advisers of 2024 about the year that was. What did these advisers do that worked well? What projects fell on their face? What learnings will they take into the year ahead? Join us with your questions—and anecdotes—from a year in plan advising.
Sponsored by TIAA | December 11, 2024
Explore new research on DC plans and where they’re heading
Most of us can agree: retirement looks nothing like it did a generation ago. Americans are living longer, more active lives in retirement. In many cases they have more debt than previous generations of retirees. Given the decline in pension benefits, many workers will depend more on their defined contribution (DC) plans—and their employers—to fund retirement. How are HR and finance leaders thinking differently about retirement for their employees? What do they need to make progress? And how can consultants and providers help? Join TIAA and SageView Advisory Group for a conversation about the results of Building a Better Retirement, a new blind survey of 500 C-Suite leaders in HR and finance across 401(k), 403(b) and 457 plans. We’ll share what plan sponsors told us about: • Their plans’ purpose. • Their priorities going forward. • The biggest obstacles in their way. Survey insights will help you drive deeper conversations with clients about the future of their plans and their next steps to get there. This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. For Institutional Investor use only. Not for use with or distribution to the public. 4033262-0625-LP
Sponsored by American Century Investments | December 5, 2024
11th Annual Retirement Survey: Changing Viewpoints
As retirement plans transition from supplemental savings vehicles to the primary income source for many retirees, plan participants’ perspectives on retirement have shifted significantly. While concerns about risks to their savings—like inflation, interest rates and market volatility—can ebb and flow, most consistently want help from their employers which can range from “encourage me to save” to “help me invest the right way. Similarly, plan sponsors say it’s important to protect the value of employee’s savings so they can generate income when they retire. However, they are concerned their employees aren’t saving enough. These—and other findings—will be the focus of this discussion with Glenn Dial, Senior Retirement Strategist at American Century Investments®. You will hear how these evolving views can help plan sponsors adapt plans to meet their participants’ needs, and how you can drive deeper engagement with your clients.
Sponsored by Allianz Life Insurance | October 24, 2024
Portability in Practice: Navigating Guaranteed Lifetime Income Options
This webinar will explore the intricacies of portability as it relates to in-plan guaranteed lifetime income products, such as annuities. It will delve into participant preferences, product design considerations, and limitations that can impact true portability. It will also look at how portability impacts the participant experience and strategies that can be employed to maintain engagement throughout various scenarios. Join Jessica Drake, Head of Operations, Employer Markets and Troy Sande, Head of Integrations and Experience, Employer Markets at Allianz Life Insurance Company of North America (Allianz) to discover strategies that can be used to address these challenges and help ensure a seamless experience across the retirement ecosystem. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. This content does not apply in the state of New York. Allianz Life Insurance Company of North America is not affiliated with PLANADVISER Magazine. For institutional use only- not for use with the public.
September 24, 2024
DCIO and Investment Menu Survey
They say the devil is in the details. That’s particularly true when it comes to the investment menu and its results to participants for years—sometimes decades—of their lives. This PLANADVISER webinar will consider 2024 trends in DCIO offerings and best practices for the modern-day plan adviser.
March 21, 2024
SECURE 2.0 Now
SECURE 2.0 is a little more than 1 year old, but many of its mandates and provisions just started this year. This PLANADVISER webinar will cover how SECURE 2.0 provisions are progressing in 2024 and any hiccups or concerns being seen by plan advisers and their clients.
February 8, 2024
Retirement and Wealth Convergence
T. Rowe Price found that, in just a few years, all large retirement plan advisers have added wealth management divisions. But what are the strategic goals of the retirement and wealth convergence? Are there measurable results? Should the industry be concerned about conflicts of interest? Hear from industry experts in this PLANADVISER webinar.
November 16, 2023
2023 PA Practice Progress Webinar Series: Participants
What do participants want from retirement plan advisers? How can advisers best meet their needs? As retirement plan advisers work more closely with participants and perhaps add wealth management to their practices, what do they need to keep in mind to fulfill their fiduciary duties? These questions and more will be answered in the final webinar in PLANADVISER’s Practice Progress series for 2023.
Sponsored by Allianz Life Insurance Company of North America | October 3, 2023
Guaranteed Lifetime Income: What participants are asking for
Interest in guaranteed lifetime income is growing, but plan participants want more than just a reliable stream of monthly income. Flexibility, accessibility, and other personalized features are paramount to helping participants achieve outcomes aligned with their unique priorities. In this session we will highlight our latest research, plus four case studies demonstrating how an in-plan annuity can help drive positive outcomes for a diverse range of plan participants.
August 17, 2023
2023 PA Practice Progress Webinar Series: Team Building
Assembling the right team and ensuring each member has a path to grow is essential to boosting an advisory firm’s success. Recently, firms have sought to improve staff diversity, and some research shows a more diverse team contributes to stronger business results. Join PLANADVISER’s third iteration of its 2023 Practice Progress webinar series to learn the value of mentorship programs and how to establish one, optimal practices for developing diverse teams and how to define success for an advisory team and its members.
Sponsored by American Century Investments | June 28, 2023
Survey Says, No Turning Back: Accumulation and Beyond in Retirement Plans
Fasten your seatbelts. The first generation of 401(k) investors is retiring—and the rubber is hitting the road. The release of our 10th Annual Retirement Savers Survey reveals a turning point in plan design. Will you and your plan-sponsor clients be ready? Most participants nowadays expect automatic features, target-date defaults and matches as plan features. And withdrawal strategies and in-plan retirement income features are gaining momentum. What do savers say they need to retire well? Join us for a look at the retirement journey—where we’ve been, where we’re going and what opportunities and challenges the next phase might bring. Featured Speakers: • Glenn Dial, Senior Retirement Strategist • Christy Poe, Vice President, Regional Retirement Consultant
May 25, 2023
2023 PA Practice Progress Webinar Series: DCIO
During a gathering of advisers and providers last year, speakers discussed how defined contribution investment only is out and co-distribution is in. Adapting to a changing marketplace, through more personalization and partnerships, is critical for advisers. Join PLANADVISER for a discussion about the future of DCIO firms and strategies, the important role partnerships can play and how some firms are assigning more specialists to a relationship, serving clients at all levels.
April 5, 2023
SECURE 2.0 Webinar Series: New Plan Creation Under SECURE 2.0
If the SECURE 2.0 Act—which builds on the Setting Every Community Up for Retirement Enhancement Act of 2019—works as expected, new 401(k) and 403(b) retirement plans will proliferate in the years ahead. The legislation provides tax credits for small businesses that start a retirement plan for their employees; in 2025, it will mandate that those plans utilize automatic enrollment and automatic escalation for qualified employees. These are just some of the provisions whereby Congress is targeting its overarching goal of addressing the nation’s retirement savings gap. Join PLANSPONSOR, PLANADVISER and a panel of industry experts as we discuss: • SECURE 2.0 provisions related to the creation of new retirement plans; • Why existing plan sponsors should care about the rules for newly created plans; and • How SECURE 2.0 can assist advisers and employers in closing the retirement plan coverage gap.
March 15, 2023
SECURE 2.0 Webinar Series: SECURE 2.0 and Financial Wellness Benefits
SECURE 2.0—which expands on the Setting Every Community Up for Retirement Enhancement Act of 2019—has gotten attention for its retirement plan incentives and mandates. But the legislation was also designed to attack some of the biggest financial stresses for everyday Americans, such as by allowing for matching contributions toward student loan debt and encouraging emergency saving. These are just two new benefits in the law that employers may use to help boost employees’ overall financial wellness and facilitate saving for retirement. Join PLANSPONSOR, PLANADVISER and a panel of industry experts as they review: • SECURE 2.0 provisions related to employee financial wellness; • Ways plan sponsors can implement new benefits, and how advisers can help them; and • How to determine the best benefits for a plan sponsor’s unique employee group.
February 22, 2023
SECURE 2.0 Webinar Series: SECURE 2.0 Has Passed. Now What?
At the close of last year, Congress passed and President Joe Biden signed the SECURE 2.0 Act of 2022, which builds upon the most significant retirement plan legislation in more than a decade, the Setting Every Community Up for Retirement Enhancement Act of 2019, or SECURE Act. The new law contains 90 provisions aimed at modernizing the retirement system, encouraging creation of new retirement plans and easing administrative requirements, not to mention prompting plan participants to increase what they save. Most retirement plans will be affected in some way, including those for lower-income workers and small business staff. Join PLANSPONSOR, PLANADVISER and industry experts as we discuss: • The impact many provisions will have on plan sponsors and participants; • A timeline for the issuance of new rules and regulation effective dates; and • What actions plan sponsors must take now to comply with the law.
February 16, 2023
2023 PA Practice Progress Webinar Series: Advisory Business Models/M&A
Advisory firm mergers and acquisitions have been happening at a fast clip. Many retirement plan advisory firms have decided that wealth management has a place in their business, and vice versa. Additionally, more practices are moving beyond just advising on investments and plan design and are working directly with individual participants and consulting on benefits such as health or emergency savings plans. Join PLANADVISER for a discussion about the state of the retirement plan advisory industry, how adviser roles are evolving and what aggregator firms can (and cannot) offer advisers.
December 13, 2022
2022 PA Practice Progress Webinar Series: Wealth Management in a Retirement Plan Practice
Retirement plan advisory groups are naming wealth management leaders to key roles, and aggregator firms are merging with wealth advisers as well as benefits advisers. Sources say firms see their wealth management groups as drivers of growth, but what else is spurring this trend? Join PLANADVISER and a group of industry experts to learn: • Why wealth and retirement belong together—or do they? • How wealth management can be fit into an advisory firm’s service offering, • How to approach revenue opportunities in wealth management, and more. An attorney will help provide context about fiduciary issues in this space. You won’t want to miss the robust discussion in the final iteration of PLANADVISER’s Practice Progress webinar series for 2022!
October 13, 2022
PLANSPONSOR and PLANADVISER Webinar: Your HSA Questions Answered
Sponsored by MetLife An educational webinar about health savings accounts One outcome of the COVID-19 pandemic is the greater attention paid to benefit offerings. Employees are evaluating their benefits more, according to surveys, and employers are refining their benefits lineup to meet employees’ needs in a more competitive labor market. There’s an opportunity to meet employees’ health care coverage, financial wellness and retirement readiness needs with health savings accounts. Now is the time to consider the advantages of HSAs and the role they can play in meeting plan sponsor and participant goals. However, plan sponsors and participants have many questions about HSAs—on how they work, what they cover and the tax treatment of distributions. Sponsors also want to know how to communicate about the benefit and increase employee use. During this webinar, attendees will: • Increase your understanding of health savings accounts through a comparison with the features of something you’re more familiar with—401(k) or 403(b) plans; • Learn how to position HSAs on your menu of benefits; and • Hear tips for increasing engagement with HSAs by different employee population types. Whether you already offer this valuable benefit or are considering doing so, or if you are an adviser wanting to help clients make benefits decisions, this webinar has something for you!
August 16, 2022
PLANADVISER Webinar: CITs and Other Investment Vehicles
Research from firms like BrightScope and Cerulli Associates shows key defined contribution plan decisionmakers, including advisers and consultants, continue to favor collective investment trusts, largely due to their relatively low-cost structure and pricing flexibility. Today, 401(k) plan assets in CITs have eclipsed the $2 trillion mark, and the growth is expected to accelerate as more investors catch on and the DC plan product set develops. CITs already dominate the large plan market, particularly within target-date funds, data show, but many CIT providers have recently lowered their investment minimums and, in certain cases, waived them altogether. Cerulli’s reporting finds that those with low or no investment minimums are more tenable investment options for smaller plans—and that advisers can help promote stronger adoption down market, where higher investment fees remain a pressing issue. Investment vehicles such as exchange-traded funds and separately managed accounts are also a point of focus, with advisers and their clients seeking new ways to put their hard-earned assets to work. This edition of the 2022 PLANADVISER Practice Progress webinar series will take the pulse of the rapidly evolving marketplace of DC plan investments, featuring timely analysis from leading experts who have long known and embraced these “emerging” investment options. If you are a DC plan adviser who wants to know more about how to invest efficiently via CITs, ETFs and other investment types, you can’t afford to miss the discussion!
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