January 13th, 2021

15th Anniversary of RPAY: Capital Strategies Investment Group What sets Capital Strategies Investment Group—which was named the 2013 PLANSPONSOR Retirement Plan Adviser Team of the Year—apart from its competitors is that it is “really unique to other firms in truly taking a teams-based approach,” says Alison Bettonville, principal, director of investment strategy and research at the firm. Read more > The Future of the 60/40 Portfolio Jamie Lewin, head of BNY Mellon Investor Solutions, says, “Our position has changed a lot in the last 12 months in reaction to assumptions on a forward-looking basis for returns. In addition, there are economic implications of the pandemic on the outlook for growth and economic policies.” Read more > Supreme Court Ruling Addresses ERISA Preemption A recent decision filed by the U.S. Supreme Court has significant implications in the area of ERISA preemption of state laws and regulations, though the direct impact on retirement plans could be muted. Read more > MOST READ ARTICLES 1 Stimulus Bill Extends Some Provisions of the CARES Act 2 Coronavirus Hardship Withdrawals, Taxes and Your Retirement Plan Clients 3 Many Near-Retirees Don't Understand Social Security Benefits 4 Warn Your Clients: Don’t Abuse Coronavirus Hardship Withdrawals 5 The Most Common Retirement Plan Testing Mistakes

Sponsored message from American Century Investments The Decumulation Conundrum: Income In Retirement A record number of Americans are currently in retirement, and people are living longer. Read more > Latest Relief Package Extends Provisions for Small Business Employers A Buckingham Advisors webinar shared details of the second round of Paycheck Protection Program loans and tax credits implemented with the new legislation. Read more > DST Systems, Investment Manager Settle Lawsuit Over Risky Retirement Plan Investment The lawsuit said the DST Systems Inc. profit sharing and 401(k) plans were invested too much in Valeant Pharmaceuticals. Read more > Are Your Clients Carrying Uncompensated Risk Into 2021? With hopes and expectations for a continued market rebound through next year, it is the right time to address causes of ‘uncompensated risk’ in a long-term equity portfolio. Read more > Market Mirror Tuesday, the Dow increased 60.00 points (0.19%) to 31,068.69, the NASDAQ closed 36.00 points (0.28%) higher at 13,072.43, and the S&P 500 was up 1.58 points (0.04%) at 3,801.19. The Russell 2000 climbed 36.95 points (1.77%) to 2,127.96, and the Wilshire 5000 gained 143.82 points (0.36%) to finish at 40,304.91. The price of the 10-year Treasury note was up 1/32, decreasing its yield to 1.135%. The price of the 30-year Treasury bond was unchanged, with its yield down to 1.883%.

Industry Intel Roundup—Thought Leadership PLANADVISER is pleased to present the next edition of our Industry Intelligence roundup. This week, we are featuring content from thought leadership authorities. The content was created to educate, inform and offer ideas for plan sponsors regarding plan design, investing, administration and compliance. Unsubscribe | Manage Subscriptions | Contact Us | Privacy Policy | Advertise ©2021 Asset International, Inc. All rights reserved. 702 King Farm Boulevard, Suite 400, Rockville, MD 20850