Wednesday, January 14th, 2026 A topical newsletter from PLANADVISER Retirement Income This week’s Spotlight series considers aspects of retirement income. Data & Research Emotionally Intelligent Advisers May Make Annuities More Appealing Artificial intelligence analyzed metadata from 12,000 client meetings to determine how financial advisers’ behaviors influence client decisionmaking. In Practice Nuts & Bolts: In-Plan Annuities As in-plan annuities gain interest among plan sponsors and retirees, retirement plan advisers need a clear understanding of what products are available. Data & Research Research Finds Slowdown in Spending During Retirement Spending for the average retiree gradually declines by more than 30% between ages 60 and 85, according to a new J.P. Morgan report. Compliance Recordkeepers Prepare for 2026’s ‘Roth-Only’ Catch-Up While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new requirements unfold. In Practice Managed Accounts, TDFs or Both? Participant engagement and fees are two major factors when considering qualified default investment alternatives. Data & Research Do Retirement Portfolios Need ‘Protected’ Income? Acquiring annuities and delaying Social Security claims are important steps in goal-based retirement planning, according to a new white paper. Did someone forward you this newsletter? Sign up here to get PLANADVISER Spotlight directly in your mailbox!

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